281 Fairmount Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 281 Fairmount Ave, Chatham, NJ 07928

Property Summary

Property TypeSingle Family Home
Details1,320 sqft · built 1949
Lot Size0.146 acres (6,338 sqft)
Owner2 Individual Names on File
Last Sale$720,000 (Aug 2021)
Tax Bill$9,848 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
APN04-00098-0000-00001

Property Details

APN / Parcel Number

Primary APN04-00098-0000-00001
Alternative APNs
  • 040009800001
  • 30630008

Interior

Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area6,338 sqft (0.146 acres)
Lot Dimensions66 ft deep x 96 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number30630008
Street Address281 FAIRMOUNT AVE
CityCHATHAM
StateNJ
Zip07928-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAFD2
Legal Block98
Legal Lot Number1
JurisdictionMORRIS NJ
Township / Civil DivisionCHATHAM
Census Block Group2
Census Block2000
Census Tract42800

Owner

281 Fairmount Ave is owned and occupied by two individuals who bought it in August 2021.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address281 FAIRMOUNT AVE, CHATHAM, NJ 07928-1714
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2021 · Amount on File
Deed SaleAug 23, 2021 · Amount on File
Prior SaleJul 28, 2004 · Amount on File
Deed Document Number202170065
Deed Book / Page24199 / 1091
Prior Transfer DateJul 27, 2000
Prior Transfer Doc0000091465
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateAug 23, 2021
Property Address281 FAIRMOUNT AVE, CHATHAM, NJ 07928-1714
Document Number0241991091
Book / Page24199 / 1091
Instrument DateJul 7, 2021
Instrument2021070065
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMAX TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,041.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address32 TARPON DR, 32, SEA GIRT, NJ 08750-2214

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 FAIRMOUNT AVE, CHATHAM, NJ 07928-1714

Mortgage

Document Number2021070066
DateAug 23, 2021
Instrument2021070066
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityChatham Borough
Unified School DistrictThe Chathams School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$608,300 (-) Land $329,300 Building $279,000$608,300 (-) Land $329,300 Building $279,000
2025$608,300 Land $329,300 Building $279,000$608,300 Land $329,300 Building $279,000
2024$9,848.00
2023$608,300 Land $329,300 Building $279,000$608,300 Land $329,300 Building $279,000
2022$10,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 281 Fairmount Ave; there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Fairmount Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM WATER DEPT
serves 8,962 people · EPA ID NJ1404001
Water SourceGroundwater
Last State InspectionFeb 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile, Xfinity.

Nearby Properties on Fairmount Ave

Nearby Streets

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