281 Eugene St, Rochester, NY 14606 Property Records

Monroe County and Gates Town property record for 281 Eugene St, Rochester, NY 14606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,272 sqft · built 1939
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262600 104.15-2-54`

Property Details

APN / Parcel Number

Primary APN	`262600 104.15-2-54`
Alternative APNs	`26001041500002054000` `02227500000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Game Room	Game Room

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	75 ft deep x 157 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02227500000
Street Address	281 EUGENE ST
City	ROCHESTER
State	NY
Zip	14606-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0101- 1-02 20000 AC BEECHWOOD LPT127 L27 P3
Legal Block	2
Legal Lot Number	54.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	2
Census Block	2006
Census Tract	14301

Owner

Source: Monroe County and Gates Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 EUGENE ST, ROCHESTER, NY 14606-5531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	281 EUGENE ST, ROCHESTER, NY 14606-5531
Document Number	0000000174
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 EUGENE ST ROCHESTER NY 146065531, ROCHESTER, NY 14606-5531

Mortgage

Document Number	0000000174
Date	Jul 22, 2019
Book Page	028111/000558
Instrument	174

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	39 W MAIN ST, ROCHESTER, NY 14614-1408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00 (+6.58%)	$133,500 (+43.39%) Land $35,000 Building $98,500	$133,500 (+18.98%) Land $35,000 Building $98,500
2023		$93,100 (-) Land $24,000 Building $69,100	$112,200 (+9.68%) Land $28,924 Building $83,276
2022		$93,100 Land $24,000 Building $69,100	$102,300 Land $26,372 Building $75,928
2021	$3,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20