281 Emerald Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 281 Emerald Dr, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,376 sqft · built 2006
Lot Size	0.839 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Dec 2021)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-2C-0069.0000`

Property Details

APN / Parcel Number

Primary APN	`02-2C-0069.0000`
Alternative APNs	`02-02-2C-0069.0000` `06216542`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	1,668 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	36,590 sqft (0.839 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06216542
Street Address	281 EMERALD DR
City	FALLING WATERS
State	WV
Zip	25419-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.84 ACRE SECTION E LOT 10 POTOMAC HILLS
Legal Lot Number	10
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1009
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 EMERALD DR, FALLING WATERS, WV 25419-4156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK
Jan 4, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 20, 2021	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20210047107
Deed Book / Page	1372 / 507
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	281 EMERALD DR, FALLING WATERS, WV 25419-4156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003606/371
Date	Dec 9, 2020
Book Page	3606/371
Instrument	20200040308

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	281 EMERALD DR, FALLING WATERS, WV 25419-4156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003683/246
Date	Apr 9, 2021
Book Page	3683/246
Instrument	20210013122

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2041

Interest

Rate Type	Fixed Rate

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	281 EMERALD DR, FALLING WATERS, WV 25419-4156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 EMERALD DR, FALLING WATERS, WV 25419-4156

Mortgage

Document Number	002527/457
Date	Jan 4, 2011
Book Page	2527/457
Instrument	20110000261

Lender

Name	WELLS FARGO BANK NA
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2041

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Dec 20, 2021
Property Address	281 EMERALD DR, FALLING WATERS, WV 25419-4156
Document Number	001372/507
Book / Page	1372 / 507
Map Reference	DB 248 PG 260
Instrument Date	Dec 10, 2021
Instrument	20210047107
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,302.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 EMERALD DR, FALLING WATERS, WV 25419-4156

Mortgage

Document Number	20210047108
Date	Dec 20, 2021
Instrument	20210047108

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,060.00 (-2.42%)	$169,500 (+1.47%) Land $24,060 Building $145,440	$282,500 (+1.47%) Land $40,100 Building $242,400
2023	$2,111.00	$167,040 Land $21,900 Building $145,140	$278,400 Land $36,500 Building $241,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures