Winnebago County property record for 281 E Co Rd Z, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Lot Size | 9.08 acres (395,960 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,407 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-0488-01 |
| Primary APN | 004-0488-01 |
|---|---|
| Alternative APN |
|
| Lot Area | 395,960 sqft |
|---|
| Heating System | HVAC |
|---|
| Account Number | 24461 |
|---|---|
| Street Address | 281 E COUNTY ROAD Z |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-9145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NW COM N1/4 COR SEC 31 POB S 492 FT W 799.51 FT N1DGW 492 FT TO NL NW1/4 E 811.18 FT TO POB D889511 9.09 A. |
| Legal Range | 17E |
| Legal Township | 17N |
| Legal Section | 31 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | BLACK WOLF |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 1900 |
281 E Co Rd Z is owned and occupied by two individuals who acquired it in February 2009.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 E COUNTY ROAD Z, OSHKOSH, WI 54902-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2009 |
| Transfer Doc | 0001495075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 281 E COUNTY ROAD Z, OSHKOSH, WI 54902-9145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001846077 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 1846077 |
| Name | VERVE A CU |
|---|---|
| Type | Credit Union |
| Address | OSHKOSH, WI 54903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| County Subdivision | Black Wolf Town |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,900 Land $58,400 Building $197,500 | ||
| 2024 | $2,407.00 (-9.92%) | ||
| 2023 | $2,672.00 (+1.4%) Homeowner's exemption | $153,000 (-) Land $30,300 Building $122,700 | $235,831 (+11.86%) Land $57,541 Building $178,290 |
| 2022 | $2,635.00 Homeowner's exemption | $153,000 Land $30,300 Building $122,700 | $210,833 Land $51,442 Building $159,391 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 E Co Rd Z in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1999–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 281 E Co Rd Z has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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