281 E Central Pkwy, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 281 E Central Pkwy, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,604 sqft · built 2022
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Aug 2026)
Tax Bill	$17,429 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262-470-690-000`

Property Details

APN / Parcel Number

Primary APN	`262-470-690-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	281 E CENTRAL PKWY
City	TRACY
State	CA
Zip	95391-8288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 MOUNTAIN HOUSE NEIGHBORHOOD B UNIT NO. 5
Legal Subdivision	MOUNTAIN HOUSE NBRHD B UN
Legal Block	3
Legal Lot Number	103
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 E CENTRAL PKWY, TRACY, CA 95391-8288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer · Conventional Mortgage Q FINANCIAL INC
Feb 11, 2022	Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	202672359
Prior Transfer Date	Feb 28, 2025
Prior Transfer Doc	0000017578
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 10, 2026
Property Address	281 E CENTRAL PKWY, TRACY, CA 95391-8288
Document Number	0000072359
Instrument Date	Aug 4, 2026
Instrument	202672359
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E CENTRAL PKWY, TRACY, CA 95391-8288

Mortgage

Document Number	0000072360,
Date	Aug 10, 2026
Instrument	202672360

Lender

Name	Q FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 11, 2022
Property Address	281 E CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-8288
Document Number	0000019071
Map Reference	MB 43 PG 124
Instrument Date	Dec 29, 2021
Instrument	2022-019071
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	281 E CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-8288

Mortgage

Document Number	0000019072
Date	Feb 11, 2022
Instrument	2022-019072

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,429.00 (+21.14%)
2025	$14,387.00 (+4.55%)	$962,980 (+4.04%) Land $286,526 Building $676,454
2023	$13,761.00 (+188.43%)	$925,588 Land $275,400 Building $650,188	$823,410
2022	$4,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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