281 E Ave Bernalillo, Bernalillo, NM 87004 Property Records

Sandoval County property record for 281 E Ave Bernalillo, Bernalillo, NM 87004

Property Summary

Property Type	Recreational Vacant Land
Details	1,520 sqft · built 2004
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,760 (Sep 2024)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2024 Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`1-020-072-111-269`

Property Details

APN / Parcel Number

Primary APN	`1-020-072-111-269`
Alternative APNs	`R056821` `0056821`

Interior

Stories	1 Story
Building Area	1,520 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Detached
Garage Area	822 sqft
Utility Building	308 sqft

Location & Zoning

Account Number	R056821
Street Address	281 E AVENIDA BERNALILLO
City	BERNALILLO
State	NM
Zip	87004-9017
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	LEGAL: S: 5 T: 12N R: 4E SUBD: LORENZO RAEL ESTATES TRACT: 1A1B MBL HOME TITLE: 4623 MAKE: OAKWOOD SIZE: 27.2 X 56
Legal Range	04E
Legal Township	12N
Legal Section	05
Legal Subdivision	LORENZO RAEL ESTATES
Legal Tract	1A1B
Jurisdiction	SANDOVAL NM
Township / Civil Division	RIO RANCHO
Census Block Group	3
Census Block	3010
Census Tract	940500

Owner

Source: Sandoval County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Sep 9, 2024	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 25, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE/NM
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage LEGACY HOME MORTGAGE INC
Dec 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	202419359
Deed Book / Page	427 / 19359
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	0000022116
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDOVAL NM
Property Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017

Mortgage

Document Number	0000016123
Date	Jul 11, 2025
Book Page	428/16123
Instrument	2025016123

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2054

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	Sep 9, 2024
Property Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017
Document Number	0000019359
Book / Page	427 / 19359
Map Reference	VOL3FO1619B DOC11677
Instrument Date	Sep 9, 2024
Instrument	2024019359
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	FIDELITY NATL TTL OF NM INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 EAST AVENIDA, BERNALILLO, NM 87004

Mortgage

Document Number	0000019360
Date	Sep 9, 2024
Instrument	2024019360

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Mortgage

Document Number	0000019361
Date	Sep 9, 2024
Book Page	427/19361
Instrument	2024019361

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2034

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDOVAL NM
Recording Date	Aug 25, 2020
Property Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017
Document Number	0000022116
Book / Page	000423 / 022116
Instrument Date	Aug 24, 2020
Instrument	22116
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE/NM

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	281 E AVENIDA BERNALILLO BERNALILLO NM 870049017, BERNALILLO, NM 87004-9017

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	Aug 25, 2020
Property Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017
Document Number	2020022115
Book / Page	423 / 22115
Map Reference	VOL3FO16198DOC11677
Instrument Date	Aug 24, 2020
Instrument	2020022115
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017

Mortgage

Document Number	2020022117
Date	Aug 25, 2020
Instrument	2020022117

Lender

Name	LEGACY HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDOVAL NM
Recording Date	Dec 18, 2019
Property Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017
Document Number	0000029828
Book / Page	000422 / 029828
Instrument Date	Dec 17, 2019
Instrument	29828
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E AVENIDA BERNALILLO NM 87004, BERNALILLO, NM 87004

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANDOVAL NM
Recording Date	May 30, 2019
Property Address	281 E AVENIDA BERNALILLO, BERNALILLO, NM 87004-9017
Document Number	0000011764
Book / Page	000422 / 011764
Instrument Date	May 30, 2019
Instrument	11764
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 E AVENIDA BERNALILLO BERNALILLO NM 870049017, BERNALILLO, NM 87004-9017

Tax Assessment & Valuation

Source: Sandoval County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Sandoval County
Municipality	Bernalillo Town
Unified School District	Bernalillo Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,105 (+2.47%) Land $4,927 Building $76,178	$243,316 (+2.47%) Land $14,780 Building $228,536
2025	$2,479.00 (+85.83%)	$79,149 (+91.36%) Land $4,927 Building $74,222	$237,446 (+91.35%) Land $14,780 Building $222,666
2024	$1,334.00 (-0.97%)
2023	$1,347.00	$41,362 Land $4,927 Building $36,435	$124,087 Land $14,780 Building $109,307

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (1994–2006)
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERNALILLO WATER SYSTEM serves 11,810 people · EPA ID NM3508923
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2013
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50
Lobo Internet Services Fixed Wireless	100 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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