Utah County property record for 281 E 3860 N, Provo, UT 84604 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1983 |
| Square Footage | 7,521 sqft Living Area |
| Lot Size | 1.01 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,500,000 (2011) |
| Tax Bill | $6,341.00 (2025) |
Source: Utah County records · APN 20-031-0228
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 E 3860 N, PROVO, UT 84604-4507 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit ROCK CANYON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2011 · Amount on Record |
| Deed Sale | Dec 28, 2011 · Amount on Record |
| Deed Doc Number | 201193932 |
| Prior Transfer Date | Dec 21, 2011 |
| Prior Transfer Doc | 0000093932 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 14, 2026 |
| Property Address | 281 E 3860 N, PROVO, UT 84604-4507 |
| Document Number | 0000030904 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202630904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PRO TITLE, PROTITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 281 E 3860 N, PROVO, UT 84604-4507 |
| Document Number | 0000030904, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202630904 |
| Name | CENTRAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 281 E 3860 N, PROVO, UT 84604-4507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Title Company | FIRST AMERICAN AMERICAN FORK |
| Name | Verified Name |
|---|
| Document Number | 0000103399 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 103399:2022 |
| Name | ROCK CANYON BANK |
|---|---|
| Type | Bank |
| Address | OAKLAND, CA 94604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Provo City |
| Unified School District | Provo School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,600 (+5.64%) | $1,213,100 (+5.61%) Land $523,700 Building $689,400 | |
| 2025 | $6,341.00 (-4.13%) | $632,910 (-1.71%) | $1,148,700 (-1.72%) Land $419,000 Building $729,700 |
| 2024 | $6,614.00 (-0.32%) | ||
| 2023 | $6,635.00 (+2.57%) | $643,920 | $1,168,800 Land $399,100 Building $769,700 |
| 2022 | $6,469.00 |
Source: FEMA National Flood Hazard Layer, Utah County (49049C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20-031-0228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 7,521 sqft Living Area |
| Gross Area | 10,312 sqft Gross Area |
| Basement Area | 1,769 sqft Basement |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | A-Frame Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 44,145 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,022 sqft Garage |
| Pool Area | 560 sqft Pool |
|---|---|
| Total Buildings | 3 Total Buildings |
| Deck Area | Deck Area |
| Patio Area | 440 sqft Patio |
| Porch Area | 1,140 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 746302 |
|---|---|
| Street Address | 281 E 3860 N |
| City | PROVO |
| State | UT |
| Zip | 84604-4507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM N 0 DEG 44 43 W 873.68 FT & E 810.71 FT FR W 1/4 COR. SEC. 19, T6S, R3E, SLB&M.; S 89 DEG 52 36 E 344.25 FT; S 3 DEG 30 0 E 140.39 FT; W 285.8 FT; N 24 DEG 26 17 W 55.49 FT; N 25 DEG 59 37 W 100.51 FT TO BEG. AREA 1.013 AC. |
| Legal Range | 03E |
| Legal Township | 06S |
| Legal Section | 19 |
| Jurisdiction | UTAH UT |
| Minor Civil Division | PROVO-OREM |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 1501 |
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