281 E 276th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 281 E 276th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,746 sqft · built 1949
Lot Size	0.25 acres (10,880 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Jan 2018)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`645-08-009`

Property Details

APN / Parcel Number

Primary APN	`645-08-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	2,546 sqft
1st Floor Area	1,164 sqft
2nd Floor Area	582 sqft
Basement Area	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,880 sqft (0.25 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	281 E 276TH ST
City	EUCLID
State	OH
Zip	44132-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	20 PARMELE & SPKPROP SP 450 FT S OF LAKE SHORE BLVD 0015 ALL
Legal Subdivision	FT S OF LAKE
Legal Tract	20
Legal Lot Number	15
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1001
Census Tract	152302

Owner

Source: Cuyahoga County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 E 276TH ST, EUCLID, OH 44132-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 17, 2018	Warranty Deed, Transfer · FHA Mortgage LIBERTY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on Record
Deed Sale	Jan 17, 2018 · Amount on Record
Prior Sale	Jul 2, 2003 · Amount on Record
Deed Document Number	2018625
Prior Transfer Date	Nov 26, 1975
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	281 E 276TH ST, EUCLID, OH 44132-1301
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E 276TH ST B, B, EUCLID, OH 44132-1301

Mortgage

Document Number	0000000017
Date	Jun 30, 2022
Instrument	202206300017

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 17, 2018
Property Address	281 E 276TH ST, EUCLID, OH 44132-1301
Document Number	0001170625
Instrument Date	Jan 12, 2018
Instrument	1170625
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E 276TH ST EUCLID OH 441321301, EUCLID, OH 44132-1301

Mortgage

Document Number	1170626
Date	Jan 17, 2018
Instrument	1170626

Lender

Name	LIBERTY HM MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00 (+2.05%) Homeowner's exemption	$54,810 (-) Land $11,550 Building $43,260	$156,600 (-) Land $33,000 Building $123,600
2024	$3,557.00 (-0.45%) Homeowner's exemption	$54,810 (+31.47%) Land $11,550 Building $43,260	$156,600 (+31.49%) Land $33,000 Building $123,600
2023	$3,573.00 (+2.35%) Homeowner's exemption	$41,690 (-) Land $8,720 Building $32,970
2022	$3,491.00 Homeowner's exemption	$41,690 Land $8,720 Building $32,970
2021			$119,100 Land $24,900 Building $94,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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