281 E 13th St, Holland, MI 49423 Property Records

Ottawa County property record for 281 E 13th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,185 sqft · built 1906
Lot Size	0.152 acres (6,621 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Oct 2021)
Tax Bill	$5,133 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-351-028`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-351-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	858 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	281 E 13TH ST
City	HOLLAND
State	MI
Zip	49423-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	ALL THAT PT OF LOTS 8 & 9 BLK A DESC AS COM AT A PT 34 FT S & 5595 FT W OF SE COR OF LOT 8, BLK A; TH N 132 FT; TH E 50 FT;
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	ORIGINAL PLAT
Legal Block	A
Legal Lot Number	8-9
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2005
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11417 S LAKE DR, HOLLAND, MI 49424-7528
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit WEST MICHIGAN COMMUNITY BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Oct 20, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2021	Warranty Deed, Transfer GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Mar 31, 2008 · Amount on Record
Deed Document Number	202149884
Last Transfer Date	Oct 19, 2021
Transfer Doc	20210052555
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	281 E 13TH ST, HOLLAND, MI 49423-3665
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220035333
Date	Oct 7, 2022
Instrument	2022-0035333

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank
Address	HUDSONVILLE, MI 49426

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	281 E 13TH ST, HOLLAND, MI 49423-3665
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200021281
Date	Jun 2, 2020
Instrument	2020-0021281

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 20, 2021
Property Address	281 E 13TH ST, HOLLAND, MI 49423-3665
Document Number	20210052555
Instrument Date	Oct 19, 2021
Instrument	2021-0052555
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11417 S LAKE DR, 11417, HOLLAND, MI 49424-7528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11417 S LAKE DR, HOLLAND, MI 49424-7528

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 5, 2021
Property Address	281 E 13TH ST, HOLLAND, MI 49423-3665
Document Number	20210049884
Map Reference	LB 1 PG 11
Instrument Date	Oct 1, 2021
Instrument	2021-0049884
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2767 104TH AVE, 2767, ZEELAND, MI 49464-6801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 E ERIE ST APT 4912, 4912, CHICAGO, IL 60611-7148

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,400 (+38.24%)	$232,800 (+38.24%)
2025	$5,133.00 (+15.19%)
2023		$84,200	$168,400
2022	$4,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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