281 Duncan Cir, Commerce, GA 30529 Property Records

Jackson County property record for 281 Duncan Cir, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,110 sqft · built 1972
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Sep 2019)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C07 065D`

Property Details

APN / Parcel Number

Primary APN	`C07 065D`
Alternative APN	`8735`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,110 sqft Heated Area
1st Floor Area	1,110 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	158 ft deep x 56 ft wide
Garage Type	Carport
Garage Area	247 sqft
Carport	Carport
Carport Area	247 sqft
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8735
Street Address	281 DUNCAN CIR
City	COMMERCE
State	GA
Zip	30529-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT PER DEED BK 5V PAGE 534
Legal Block	5V
Legal Lot Number	PER
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3015
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 DUNCAN CIR, COMMERCE, GA 30529-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	20193751
Deed Book / Page	86L / 488
Prior Transfer Date	Jan 7, 2014
Prior Transfer Doc	00068M0321
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 10, 2019
Property Address	281 DUNCAN CIR, COMMERCE, GA 30529-1828
Document Number	00086L0488
Book / Page	00086L / 000488
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 DUNCAN CIR COMMERCE GA 305291828, COMMERCE, GA 30529-1828

Mortgage

Document Number	86L0490
Date	Oct 10, 2019
Book Page	00086L/000490

Lender

Name	SIGNATURE MTG
Type	Mortgage Company
Address	CANTON, OH 44718

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,080 (-) Land $14,560 Building $40,520	$137,700 (-) Land $36,400 Building $101,300
2025	$1,470.00 (+10.44%)	$55,080 (+14.18%) Land $14,560 Building $40,520	$137,700 (+14.18%) Land $36,400 Building $101,300
2024	$1,331.00 (+3.74%)	$48,240 (+11.25%) Land $7,720 Building $40,520	$120,600 (+11.25%) Land $19,300 Building $101,300
2023	$1,283.00 (+16.96%)	$43,360 (+28.13%) Land $7,720 Building $35,640	$108,400 (+28.13%) Land $19,300 Building $89,100
2022	$1,097.00	$33,840 Land $6,000 Building $27,840	$84,600 Land $15,000 Building $69,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20