Hampden County and Springfield City property record for 281 Denver St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,264 sqft · built 1988 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,500 (Oct 1994) |
| Tax Bill | $3,993 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:03825 P:0071 |
| Primary APN | SPRI S:03825 P:0071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 632 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,501 sqft (0.172 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 38250071 |
|---|---|
| Street Address | 281 DENVER ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 801501 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 DENVER ST, SPRINGFIELD, MA 01109-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Feb 21, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 1994 · Amount on Record |
| Deed Sale | Oct 28, 1994 · Amount on Record |
| Prior Sale | Mar 21, 1994 · Amount on Record |
| Deed Book / Page | 8980 / 476 |
| Transfer Doc | 8776000035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 14, 2026 |
| Property Address | 281 DENVER ST, SPRINGFIELD, MA 01109-1903 |
| Document Number | 0000044663 |
| Book / Page | 26507 / 29 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202644663 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 281 DENVER ST, SPRINGFIELD, MA 01109-1903 |
| Document Number | 0000044663, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 26507/29 |
| Instrument | 202644663 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Feb 21, 2024 |
| Property Address | 281 DENVER ST, SPRINGFIELD, MA 01109-1903 |
| Document Number | 025326-502 |
| Book / Page | 25326 / 502 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 7380 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 DENVER ST, SPRINGFIELD, MA 01109-1903 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,993.00 (+10.76%) | $258,300 (+12.35%) Land $45,000 Building $213,300 | $284,084 (+2.03%) |
| 2025 | $3,605.00 (+6.25%) | $229,900 (+15.53%) Land $40,800 Building $189,100 | $278,445 (+16.26%) |
| 2024 | $239,495 | ||
| 2023 | $3,393.00 | $199,000 Land $30,900 Building $168,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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