McLennan County property record for 281 Creek Bend Rd, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,204 sqft · built 1976 |
| Lot Size | 1.61 acres (70,195 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,956 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 36-231000-003800-4 |
| Primary APN | 36-231000-003800-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,204 sqft Living Area |
| Gross Area | 3,622 sqft |
| 1st Floor Area | 3,204 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Wood Shingle |
| Lot Area | 70,195 sqft |
| Lot Dimensions | 310 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 585 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Deck Area | 400 sqft |
| Patio Area | 100 sqft |
| Storage Building | 48 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 281 CREEK BEND RD |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HARRIS CREEK CTRY EST LOT 4 BLOCK 3 ACRES 1.6114 |
| Legal Subdivision | HARRIS CREEK CTRY EST |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3901 |
281 Creek Bend Rd is owned and occupied by an individual.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 S ISLAND VIEW AVE, LONG BEACH, MS 39560-5816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 281 CREEK BEND RD, MC GREGOR, TX 76657-9512 |
| Document Number | 0000009184 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 281 CREEK BEND RD MC GREGOR TX 766579512, MC GREGOR, TX 76657-9512 |
| Document Number | 0000009184 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 9184 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 22, 2033 |
The 2025 property tax bill for 281 Creek Bend Rd was $13,956 with a veteran's exemption, up 52.8% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,354 (-12.77%) Land $80,864 Building $487,490 | $568,354 (-12.77%) Land $80,864 Building $487,490 | |
| 2025 | $13,956.00 (+52.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $651,550 Land $73,280 Building $578,270 | $651,550 Land $73,280 Building $578,270 |
| 2024 | $9,136.00 | ||
| 2023 | $442,230 Land $73,280 Building $368,950 | $442,230 Land $73,280 Building $368,950 | |
| 2022 | $7,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Creek Bend Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Creek Bend Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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