281 Commerce St, Montevallo, AL 35115 Property Records

Shelby County property record for 281 Commerce St, Montevallo, AL 35115

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,112 sqft · built 1988
Lot Size0.507 acres (22,110 sqft)
Owner2 Individual Names on Record
Tax Bill$638 (2025)
Flood ZoneZone AE (high risk)
APN362032002023000

Property Details

APN / Parcel Number

Primary APN362032002023000

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,112 sqft Heated Area
1st Floor Area1,112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,110 sqft (0.507 acres)
Lot Dimensions67 ft deep x 330 ft wide
PorchSlab
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address281 COMMERCE ST
CityMONTEVALLO
StateAL
Zip35115-4103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SW COR LOT 23 BLK D ELLIS ADD TO MONTEVALLO NW330 SE280 ALG SHOAL CR SW 130 SE150 SW67 TO POB
Legal Range12E
Legal Township24N
Legal Section03
Legal SubdivisionELLIS ADDITION TO EAST MONTEVALLO
Legal BlockD
Legal Lot Number23
JurisdictionSHELBY AL
Township / Civil DivisionMONTEVALLO
Census Block Group1
Census Block1022
Census Tract30405

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address281 COMMERCE ST, MONTEVALLO, AL 35115-4103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2012
Deed SaleFeb 29, 2012
Deed Document Number201270610
Last Transfer DateMay 7, 2025
Transfer Doc0000142840
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityMontevallo City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$638.00$12,520 (+22.75%)$125,160 (+22.74%) Land $48,510 Building $76,650
2023Homeowner's exemption Senior Citizen's exemption$10,200$101,970 Land $31,500 Building $70,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEVALLO WATER WORKS & SEWER BOARD
serves 10,746 people · EPA ID AL0001160
Water SourceGroundwater influenced by surface water
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Commerce St

Nearby Streets

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