281 Co Rd 401, Killen, AL 35645 Property Records

Lauderdale County property record for 281 Co Rd 401, Killen, AL 35645

Property Summary

Property Type	Vacant Land
Details	2 ba · 2,208 sqft · built 1976
Lot Size	4.17 acres (181,645 sqft)
Owner	Company Name on Record
Last Sale	$162,000 (Oct 2021)
Tax Bill	$483 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-01-02-0-000-026-015`

Property Details

APN / Parcel Number

Primary APN	`16-01-02-0-000-026-015`
Alternative APNs	`101066` `086484` `43211`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	2,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	181,645 sqft (4.17 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	101066
Street Address	281 COUNTY ROAD 401
City	KILLEN
State	AL
Zip	35645-5803
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	100S X 720 IRR TRACT (4.17 AC/C) PT SE/4 OF SW/4 SEC 2 AND PT NE/4 OF NW/4 SEC 11 T2S R10W BEG @ A PT 580 W OF SE COR OF SE/4
Legal Range	10W
Legal Township	02S
Legal Section	02
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1008
Census Tract	11603

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	281 COUNTY ROAD 401, KILLEN, AL 35645-5803
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK INDEPENDENT
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Book / Page	2021 / 68265
Prior Transfer Date	Apr 29, 2015
Prior Transfer Doc	2015/42782
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	281 COUNTY ROAD 401, KILLEN, AL 35645-5803
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/21973
Date	Apr 20, 2022
Book Page	2022/21973

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2052

Interest

Rate Type	Fixed Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 6, 2023
Property Address	281 COUNTY ROAD 401, KILLEN, AL 35645-5803
Document Number	2023/22088
Book / Page	2023 / 22088
Instrument Date	Jun 5, 2023
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 COUNTY ROAD 401, KILLEN, AL 35645-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CO RD 401, FLORENCE, AL 35634

Mortgage

Document Number	0202322092
Date	Jun 6, 2023
Instrument	2023/22092

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 28, 2021
Property Address	281 COUNTY ROAD 401, KILLEN, AL 35645-5803
Document Number	2021/68265
Book / Page	2021 / 68265
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 COUNTY ROAD 355, FLORENCE, AL 35634-3740

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$483.00 (-74.87%)	$13,820 (+80.89%)	$69,100 (-77.39%) Land $69,100
2023	$1,922.00 (+23.92%)	$7,640 (-82.19%) Land $7,640	$305,640 (+24.55%) Land $76,300 Building $229,340
2022	$1,551.00	$42,900	$245,400 Land $58,900 Building $186,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1991–2010)
Claims Outside the SFHA	6 of 17
Most Recent Claim	May 2010 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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