Lafayette County property record for 281 Co Rd 323, Taylor, MS 38673
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 2,240 sqft · built 2005 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,500 (Nov 2025) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 176-24-002.00 |
| Primary APN | 176-24-002.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Other |
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Slab |
| Account Number | 16620 |
|---|---|
| Street Address | 281 COUNTY ROAD 323 |
| City | TAYLOR |
| State | MS |
| Zip | 38673-4618 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT N1/2 NE1/4 E OF RD PREV APN: 124 -24-001-A |
| Legal Range | 04W |
| Legal Township | 09S |
| Legal Section | 24 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950505 |
281 Co Rd 323, a mobile home, is owned by an individual who bought it in November 2025.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 CREEKWOOD LN, OXFORD, MS 38655-8385 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| May 6, 2022 | Intrafamily Transfer, Transfer |
| Oct 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF HOLLY SPRING |
| Oct 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF HOLLY SPRING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on File |
| Deed Sale | Nov 12, 2025 · Amount on File |
| Prior Sale | Nov 19, 2021 · Amount on File |
| Deed Document Number | 202510312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 281 COUNTY ROAD 323, TAYLOR, MS 38673-4618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 303 CREEKWOOD LN, OXFORD, MS 38655-8385 |
| Document Number | 0202510314 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025-10314 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | May 6, 2022 |
| Property Address | 281 COUNTY ROAD 323, TAYLOR, MS 38673-4618 |
| Document Number | 0202204278 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022-04278 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 COUNTY ROAD 212, OXFORD, MS 38655-8801 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 281 COUNTY ROAD 323, TAYLOR, MS 38673-4618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201708865 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 201708865 |
| Name | THE BANK OF HOLLY SPRING |
|---|---|
| Type | Bank |
| Address | ABBEVILLE, MS 38601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 4, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 281 COUNTY ROAD 323, TAYLOR, MS 38673-4618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201809048 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 201809048 |
| Name | THE BANK OF HOLLY SPRING |
|---|---|
| Type | Bank |
| Address | ABBEVILLE, MS 38601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 281 Co Rd 323 was $401.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401.00 | $3,828 | $25,520 Land $7,540 Building $17,980 |
| 2023 | $372.00 | $3,489 | $23,260 Land $7,540 Building $15,720 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 281 Co Rd 323 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Co Rd 323 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 71% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAYLOR WATER ASSOCIATION public/private · serves 1,962 people · EPA ID MS0360014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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