281 Co Rd 1098, Cullman, AL 35057 Property Records

Cullman County property record for 281 Co Rd 1098, Cullman, AL 35057

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1955
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$274 (2025)
Flood ZoneZone X (minimal risk)
APN07-07-36-0-000-021.000

Property Details

APN / Parcel Number

Primary APN07-07-36-0-000-021.000
Alternative APNs
  • 200037
  • 89647

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Base Area
1st Floor Area1,080 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGravity Furnace

Location & Zoning

Account Number89647
Street Address281 COUNTY ROAD 1098
CityCULLMAN
StateAL
Zip35057-5549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.0 AC(C) - COMM NE COR NW1/4 SE1/4 W 662.64, SW 200.63 TO POB, CONT SW 345(S), SE 206.98, NE 371.72, NW 200(S) TO POB
Legal Range05W
Legal Township09
Legal Section36
JurisdictionCULLMAN AL
Township / Civil DivisionJONES CHAPEL
Census Block Group1
Census Block1056
Census Tract964500

Owner

Source: Cullman County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address281 COUNTY ROAD 1098, CULLMAN, AL 35057-5549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2014
Deed SaleNov 14, 2014
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Cullman County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCullman County
Unified School DistrictCullman County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$274.00 (+9.16%) Homeowner's exemption$12,280 (+7.53%)$122,500 (+7.27%) Land $21,100 Building $101,400
2023$251.00 (+5.91%) Homeowner's exemption$11,420 (+4.96%)$114,200 (+5.16%) Land $19,600 Building $94,600
2022$237.00 Homeowner's exemption$10,880$108,600 Land $18,100 Building $90,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sprout Fiber Internet
Fiber
2,000 / 2,000

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