DeKalb County property record for 281 Co Rd 1026, Valley Head, AL 35989
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,086 sqft · built 2006 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Oct 2014) |
| Tax Bill | $2,630 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-11-0-000-002.010 |
| Primary APN | 14-01-11-0-000-002.010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 2,086 sqft |
| 2nd Floor Area | 748 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Shingles |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 756 sqft |
| Porch | Slab |
| Porch Area | 1,204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 166453 |
|---|---|
| Street Address | 281 COUNTY ROAD 1026 |
| City | VALLEY HEAD |
| State | AL |
| Zip | 35989-3945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONT 1.04 AC S11 T6S R9E HAMMONDVILLETHE HIGHLANDS 1ST ADD BLK A LOT 7PB 7 PG 174 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 11 |
| Legal Subdivision | THE HIGHLANDS 1ST ADDITION |
| Legal Block | A |
| Legal Lot Number | 7P |
| Jurisdiction | DEKALB AL |
| Township / Civil Division | VALLEY HEAD-MENTONE |
| Census Block Group | 2 |
| Census Block | 2098 |
| Census Tract | 961400 |
281 Co Rd 1026 is owned and occupied by two individuals who bought it in October 2014.
Source: DeKalb County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 ROAD 1909, VALLEY HEAD, AL 35989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Survivorship Deed, Transfer |
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2014 · Amount on File |
| Deed Sale | Oct 3, 2014 · Amount on File |
| Prior Sale | Jun 8, 2011 |
| Deed Document Number | 20143067771 |
| Deed Book / Page | 818 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DEKALB AL |
| Recording Date | Sep 24, 2025 |
| Property Address | 281 COUNTY ROAD 1026, VALLEY HEAD, AL 35989-3945 |
| Document Number | 03005/6499 |
| Book / Page | 3005 / 6499 |
| Map Reference | MB 7 PG 174 |
| Instrument Date | Sep 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 COUNTY ROAD 1026, VALLEY HEAD, AL 35989-3945 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3636 CUMBERLAND TRCE, BIRMINGHAM, AL 35242-3002 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEKALB AL |
| Recording Date | Jun 5, 2023 |
| Property Address | 281 COUNTY ROAD 1026, VALLEY HEAD, AL 35989-3945 |
| Document Number | 03003/3650 |
| Book / Page | 3003 / 3650 |
| Map Reference | MB 7 PG 174 SL 194 |
| Instrument Date | Jun 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3202 GAULT AVE S, FORT PAYNE, AL 35967-7531 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0050037826 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 5003/7826 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEKALB AL |
| Recording Date | Jun 5, 2023 |
| Property Address | 281 ROAD 1909, VALLEY HEAD, AL 35989 |
| Document Number | 03003/3650 |
| Book / Page | 3003 / 3650 |
| Map Reference | MB 7 PG 174 SL 194 |
| Instrument Date | Jun 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3202 GAULT AVE S, FORT PAYNE, AL 35967-7531 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0050037826 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 5003///7826 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
The 2026 property tax bill for 281 Co Rd 1026 was $2,630 with a homeowner's exemption, up 3% from the year before.
Source: DeKalb County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | DeKalb County |
| Municipality | Hammondville Town |
| Unified School District | DeKalb County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,630.00 (+2.98%) Homeowner's exemption | ||
| 2025 | $2,554.00 Homeowner's exemption | $64,420 Land $2,300 Building $62,120 | $644,100 Land $23,000 Building $621,100 |
| 2023 | $3,871.00 | $95,600 (-) | $478,000 (-) Land $23,000 Building $455,000 |
| 2022 | $3,871.00 | $95,600 Land $4,600 Building $91,000 | $478,000 Land $23,000 Building $455,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 281 Co Rd 1026 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Co Rd 1026 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures