St. Clair County property record for 281 Cloverdale Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,380 sqft · built 2005 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2015) |
| Tax Bill | $4,967 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer |
| APN | 04-08-0-412-001 |
| Primary APN | 04-08-0-412-001 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Upper Floors Area | 21 sqft |
| Basement Area | 1,380 sqft |
| Unfinished Basement | 1,380 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|
| Street Address | 281 CLOVERDALE DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARTHSTONE LOT/SEC-106 A02720984 |
| Legal Subdivision | HEARTHSTONE |
| Legal Block | 412 |
| Legal Lot Number | 106 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 504353 |
281 Cloverdale Dr is owned and occupied by an individual who acquired it in September 2021.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 CLOVERDALE DR, O FALLON, IL 62269-7054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2015 · Amount on File |
| Deed Sale | Dec 22, 2015 · Amount on File |
| Prior Sale | Jul 1, 2005 · Amount on File |
| Deed Document Number | 20152479460 |
| Last Transfer Date | Sep 27, 2021 |
| Transfer Doc | 0002720984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 8, 2021 |
| Property Address | 281 CLOVERDALE DR, O FALLON, IL 62269-7054 |
| Document Number | 0A02720984 |
| Map Reference | MB 101 PG 18 |
| Instrument Date | Sep 27, 2021 |
| Instrument | A02720984 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 CLOVERDALE DR, O FALLON, IL 62269-7054 |
The 2025 property tax bill for 281 Cloverdale Dr was $4,967 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,967.00 | $74,915 Land $9,967 Building $64,948 | $224,745 Land $29,901 Building $194,844 |
| 2022 | $55,764 Land $7,419 Building $48,345 | $167,292 Land $22,257 Building $145,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 281 Cloverdale Dr; there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Cloverdale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures