281 Cloudland Dr, Ellijay, GA 30536 Property Records

Gilmer County property record for 281 Cloudland Dr, Ellijay, GA 30536

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,421 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Mar 2019)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3130C 060`

Property Details

APN / Parcel Number

Primary APN	`3130C 060`
Alternative APN	`29679`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,421 sqft Heated Area
1st Floor Area	2,421 sqft
Basement Area	2,431 sqft
Unfinished Basement	2,431 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	602 sqft
Porch	Slab
Deck Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29679
Street Address	281 CLOUDLAND DR
City	ELLIJAY
State	GA
Zip	30536-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 106 THE HIGHLANDS PH 2 NORTHPARK
Legal Subdivision	GEORGIA HIGHLANDS AT NORTH PK
Legal Phase	2
Legal Lot Number	106
Jurisdiction	GILMER GA
Township / Civil Division	SOUTH GILMER
Census Block Group	1
Census Block	1008
Census Tract	80500

Owner

281 Cloudland Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Gilmer County records, as of February 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	281 CLOUDLAND DR, ELLIJAY, GA 30536-8426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQUITY
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK
Mar 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	May 2, 2012 · Amount on File
Deed Document Number	2019659
Deed Book / Page	2158 / 203
Prior Transfer Date	Mar 8, 2012
Prior Transfer Doc	001721/358
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	281 CLOUDLAND DR, ELLIJAY, GA 30536-8426
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CLOUDLAND DR, ELLIJAY, GA 30536-8426

Mortgage

Document Number	0000002532/0000000455
Date	Jul 27, 2022
Book Page	0000002532/0000000455

Lender

Name	SPRING EQUITY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	281 CLOUDLAND DR, ELLIJAY, GA 30536-8426
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CLOUDLAND DR

Mortgage

Document Number	0000002210/0000000231
Date	Nov 26, 2019
Book Page	0000002210/0000000231
Instrument	006995

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2020

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	281 CLOUDLAND DR, ELLIJAY, GA 30536-8426
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 PARK RIDGE LN, AURORA, IL 60504-3112

Mortgage

Document Number	0000002325/0000000215
Date	Dec 29, 2020
Book Page	0000002325/0000000215

Lender

Name	AMERIS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Mar 22, 2019
Property Address	281 CLOUDLAND DR, ELLIJAY, GA 30536-8426
Document Number	002158/203
Book / Page	2158 / 203
Instrument Date	Mar 22, 2019
Instrument	2019-000659
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 PARK RIDGE LN, AURORA, IL 60504-3112

Tax Assessment & Valuation

The 2025 property tax bill for 281 Cloudland Dr was $1,109 with exemptions applied.

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 Homeowner's exemption Senior Citizen's exemption	$294,760 Land $15,600 Building $279,160	$736,900 Land $39,000 Building $697,900
2023	$1,096.00 (-73.81%) Homeowner's exemption Senior Citizen's exemption	$289,160 (+21.6%) Land $13,320 Building $275,840	$722,900 (+21.6%) Land $33,300 Building $689,600
2022	$4,185.00 Homeowner's exemption Senior Citizen's exemption	$237,800 Land $9,600 Building $228,200	$594,500 Land $24,000 Building $570,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Cloudland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Cloudland Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cloudland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures