Garrett County property record for 281 Close Rd, Mc Henry, MD 21541
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,392 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (May 2022) |
| Tax Bill | $5,297 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-030777 |
| Primary APN | 06-030777 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,392 sqft Total Area |
| Basement Area | 928 sqft |
| Finished Basement | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 163 sqft |
| Patio Area | 54 sqft |
| Shed | 1 Shed |
| Shed Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 030777 |
|---|---|
| Street Address | 281 CLOSE RD |
| City | MC HENRY |
| State | MD |
| Zip | 21541-1793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 AC LOT 20 ROLLING OAKS ESTATES |
| Legal Subdivision | ROLLING OAKS ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 502 |
Source: Garrett County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 MEADOWBROOK DR, CRANBERRY TOWNSHIP, PA 16066-3156 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Feb 14, 2017 | Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | Feb 14, 2017 · Amount on Record |
| Deed Book / Page | 2417 / 413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | May 23, 2022 |
| Property Address | 281 CLOSE RD, MC HENRY, MD 21541-1793 |
| Document Number | 0024170413 |
| Book / Page | 2417 / 413 |
| Map Reference | MB 3 PG 89 |
| Instrument Date | May 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | NOT AVAILABLE, LAKE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0024170417 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2417-0417 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Feb 14, 2017 |
| Property Address | 281 CLOSE RD, MC HENRY, MD 21541-1793 |
| Document Number | 0019900237 |
| Book / Page | 1990 / 0237 |
| Map Reference | MB3 PG89 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 1990-0237 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3000 MARLEY WAY, OAKDALE, PA 15071-1824 |
| Document Number | 0019900240 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 1990-0240 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,297.00 (+49.8%) | $455,900 (+59.57%) Land $45,000 Building $410,900 | $455,900 (+59.57%) Land $45,000 Building $410,900 |
| 2023 | $3,536.00 | $285,700 Land $35,000 Building $250,700 | $285,700 Land $35,000 Building $250,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mountain Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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