281 Clardy Rd, Liberty, SC 29657 Property Records

Pickens County property record for 281 Clardy Rd, Liberty, SC 29657

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,573 sqft · built 1858
Lot Size	1.03 acres (45,041 sqft)
Owner	2 Trust Names on File
Tax Bill	$369 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4098-10-46-9826`

Property Details

APN / Parcel Number

Primary APN	`4098-10-46-9826`
Alternative APN	`R0084153`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,041 sqft (1.03 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	557 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	R0084153
Street Address	281 CLARDY RD
City	LIBERTY
State	SC
Zip	29657-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/SIDE CLARDY RD TR-2 PLAT 269/16
Legal Tract	2
Jurisdiction	PICKENS SC
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1000
Census Tract	11005

Owner

281 Clardy Rd is owner-occupied and held in a trust since June 2026.

Source: Pickens County records, as of June 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	281 CLARDY RD, LIBERTY, SC 29657-8912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit PICKENS S&L ASSN FA
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit PICKENS S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 16, 2026
Transfer Doc	0000009326
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Jun 17, 2026
Property Address	281 CLARDY RD, LIBERTY, SC 29657-8912
Document Number	0000009326
Book / Page	2969 / 190
Instrument Date	Jun 16, 2026
Instrument	20269326
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	281 CLARDY RD, LIBERTY, SC 29657-8912

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	281 CLARDY RD, LIBERTY, SC 29657-8912
Document Number	0000008230
Instrument Date	Apr 23, 2021
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CLARDY RD PICKENS SC 29671, PICKENS, SC 29671

Mortgage

Document Number	0000008230
Date	Apr 29, 2021
Book Page	005893/000257
Instrument	8230

Lender

Name	PICKENS S&L ASSN FA
Address	PICKENS, SC 29671-0600

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2036

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	281 CLARDY RD, LIBERTY, SC 29657-8912
Document Number	0000010088
Book / Page	005216 / 000335
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CLARDY RD PICKENS SC 29671, PICKENS, SC 29671

Mortgage

Document Number	0000010088
Date	Jun 28, 2017
Book Page	005216/000335
Instrument	10088

Lender

Name	PICKENS S&L ASSN
Type	Federal Savings Bank
Address	PICKENS, SC 29671-0600

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 281 Clardy Rd was $369, down 67.6% from the year before.

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$369.00 (-67.57%)	$3,360 (+15.46%) Land $560 Building $2,800	$143,100 (+68.95%) Land $23,700 Building $119,400
2024	$1,138.00 (+230.81%)	$2,910 (-) Land $480 Building $2,430	$84,700 (-) Land $14,000 Building $70,700
2023	$344.00 (-1.99%)	$2,910 (-) Land $480 Building $2,430	$84,700 (-) Land $14,000 Building $70,700
2022	$351.00	$2,910 Land $480 Building $2,430	$84,700 Land $14,000 Building $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Clardy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Clardy Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100

May also be available: AT&T.

Nearby Properties on Clardy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures