Ocean County and Brick Township property record for 281 Circle Dr, Brick, NJ 08723
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,034 sqft · built 1993 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $46,500 (Feb 1993) |
| Tax Bill | $8,584 (2025) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00323-0000-00019-02 |
| Primary APN | 07-00323-0000-00019-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| Gross Area | 3,100 sqft |
| Basement Area | 1,066 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 15,002 sqft (0.344 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00209194 |
|---|---|
| Street Address | 281 CIRCLE DR |
| City | BRICK |
| State | NJ |
| Zip | 08723-6352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | .3444AC. |
| Legal Subdivision | MINOR SUB |
| Legal Block | 323 |
| Legal Lot Number | 19.2 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BRICK |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 714200 |
Source: Ocean County and Brick Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 CIRCLE DR, BRICK, NJ 08723-6352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Oct 15, 2018 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 1993 · Amount on Record |
| Deed Sale | Feb 2, 1993 · Amount on Record |
| Deed Book / Page | 5042 / 565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 281 CIRCLE DR, BRICK, NJ 08723-6352 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 281 CIRCLE DR, BRICK, NJ 08723-6352 |
| Document Number | 0189221872 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 18922/1872 |
| Instrument | 2022023818 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | EDMOND, OK 73013 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 281 CIRCLE DR, BRICK, NJ 08723-6352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0172681944 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 17268/1944 |
| Instrument | 2018101066 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 281 CIRCLE DR, BRICK, NJ 08723-6352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OCEANVIEW TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0180561008 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 18056/1008 |
| Instrument | 2020102903 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2040 |
Source: Ocean County and Brick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Brick Township |
| Unified School District | Brick Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,300 (-) Land $105,700 Building $210,600 | $316,300 (-) Land $105,700 Building $210,600 | |
| 2025 | $8,584.00 (+5.07%) | $316,300 (-) Land $105,700 Building $210,600 | $316,300 (-) Land $105,700 Building $210,600 |
| 2024 | $8,170.00 (+6.62%) | ||
| 2023 | $316,300 Land $105,700 Building $210,600 | $316,300 Land $105,700 Building $210,600 | |
| 2022 | $7,663.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 40 (1979–2013) |
| Claims Outside the SFHA | 7 of 40 |
| Most Recent Claim | Mar 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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