281 Chestnut St, Warwick, RI 02888 Property Records

Warwick City property record for 281 Chestnut St, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1972
Lot Size0.161 acres (7,004 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Mar 2019)
Tax Bill$4,338 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29703510000

Property Details

APN / Parcel Number

Primary APN29703510000
Alternative APNs
  • WARW M:297 B:0351 L:0000
  • 101701

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,020 sqft
1st Floor Area720 sqft
Basement Area700 sqft
Unfinished Basement700 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,004 sqft (0.161 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number101701
Street Address281 CHESTNUT ST
CityWARWICK
StateRI
Zip02888-3116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block351
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2008
Census Tract21100

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address281 CHESTNUT ST, WARWICK, RI 02888-3116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 29, 2019Warranty Deed, Transfer · FHA Mortgage
HARBORONE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2019 · Amount on Record
Deed SaleMar 29, 2019 · Amount on Record
Prior SaleAug 17, 2004 · Amount on Record
Deed Book / Page9238 / 16
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address281 CHESTNUT ST, WARWICK, RI 02888-3116
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010115-320
DateApr 11, 2022
Book Page10115/320
Instrument5339
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueMay 1, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateMar 29, 2019
Property Address281 CHESTNUT ST, WARWICK, RI 02888-3116
Document Number9238-16
Book / Page9238 / 16
Instrument DateMar 27, 2019
Instrument3763
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CLOVER ST, PAWTUCKET, RI 02860-4315

Mortgage

Document Number3764
DateMar 29, 2019
Instrument3764
Lender
NameHARBORONE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,338.00 (+15.93%)$341,600 (+29.54%) Land $101,600 Building $240,000
2024$294,215
2023$3,742.00 (+6.61%)$263,700 (+40.72%) Land $88,300 Building $175,400
2022$3,510.00$187,400 Land $57,400 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1982–2023)
Claims Outside the SFHA7 of 8
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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