Habersham County property record for 281 Cherry Cir, Cornelia, GA 30531 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,624 sqft Heated Area |
| Lot Size | 217,800 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2022) |
| Tax Bill | $3,198.00 (2025) |
| Primary APN | 048 007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,624 sqft Heated Area |
| Gross Area | 2,736 sqft Gross Area |
| 1st Floor | 1,624 sqft 1st Floor |
| Basement Area | 812 sqft Basement |
| Unfinished Basement | 812 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | A-Frame Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 380 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 812 sqft Garage |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 160 sqft Patio |
| Porch Area | 140 sqft Porch |
| Storage Building | 200 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 386150 |
|---|---|
| Street Address | 281 CHERRY CIR |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 10-120 JOHN MONK L DB 1323-896 |
| Legal Subdivision | PROPERTY HAROLD BELLAMY |
| Jurisdiction | HABERSHAM GA |
| Minor Civil Division | CORNELIA |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 603 |
Source: Habersham County records · APN 048 007
Assessment roll updated September 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2009 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEW DAY FINANCIAL LLC |
| Jun 22, 2007 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE |
| Jul 20, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RESIDENTIAL MORTGAGE NETWORK INC |
| Nov 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Nov 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Dec 09, 2014 | Warranty Deed, Transfer · Veterans Administration Mortgage EMBRACE HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on Record |
| Deed Sale | Nov 21, 2022 · Amount on Record |
| Deed Doc Number | 20222964 |
| Deed Book / Page | 1323 / 896 |
| Prior Transfer Date | Dec 09, 2014 |
| Prior Transfer Doc | 001073/214 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00899/0655 |
|---|---|
| Date | Sep 09, 2009 |
| Book Page | 899/0655 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000810/584 |
|---|---|
| Date | Jun 22, 2007 |
| Book Page | 810/584 |
| Name | COUNTRYWIDE |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000713/300 |
|---|---|
| Date | Jul 20, 2005 |
| Book Page | 713/300 |
| Name | FIRST RESIDENTIAL MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.57% |
| Type Change Date | Jul 19, 2008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Nov 16, 2022 |
| Property Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Document Number | 001323/896 |
| Book / Page | 1323 / 896 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022-002964 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 SUMMIT ST, CORNELIA, GA 30531-4136 |
| Document Number | 0000001323/0000000897 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 0000001323/0000000897 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Nov 16, 2022 |
| Property Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Document Number | 001323/896 |
| Book / Page | 1323 / 896 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022-002964 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 SUMMIT ST, CORNELIA, GA 30531-4136 |
| Document Number | 0001323897 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 1323/897 |
| Name | PEOPLES BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Dec 09, 2014 |
| Property Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Document Number | 001073/214 |
| Book / Page | 1073 / 214 |
| Instrument Date | Dec 09, 2014 |
| Instrument | 2014-003131 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Name | Verified Name |
|---|---|
| Address | 281 CHERRY CIR, CORNELIA, GA 30531-5235 |
| Document Number | 001073/217 |
|---|---|
| Date | Dec 19, 2014 |
| Book Page | 1073/217 |
| Name | EMBRACE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2045 |
Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,198.00 (+15.16%) | $132,402 (+23.71%) Land $36,960 Building $95,442 | $331,005 (+23.71%) Land $92,400 Building $238,605 |
| 2023 | $2,777.00 (+57.96%) | $107,024 (+57.99%) Land $30,600 Building $76,424 | $267,560 (+57.99%) Land $76,500 Building $191,060 |
| 2022 | $1,758.00 | $67,740 Land $19,892 Building $47,848 | $169,350 Land $49,730 Building $119,620 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures