281 Cherry Ave, Watertown, CT 06795 Property Records

Watertown Town property record for 281 Cherry Ave, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,910 (2025)
Deeds & Mortgages	Aug 2021 Refinance Aug 2017 Mortgage + 1 more
APN	`WATE M:120 B:84B L:5`

Property Details

APN / Parcel Number

Primary APN	`WATE M:120 B:84B L:5`
Alternative APNs	`WTWN M:120 B:84B L:5` `4264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	1,360 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4264
Street Address	281 CHERRY AVE
City	WATERTOWN
State	CT
Zip	06795-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	84B
Legal Lot Number	5
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2001
Census Tract	360200

Owner

Source: Watertown Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 CHERRY AVE, WATERTOWN, CT 06795-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Aug 4, 2017	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL
Nov 14, 2018	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	281 CHERRY AVE, WATERTOWN, CT 06795-2817
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002209-324
Date	Aug 27, 2021
Book Page	2209/324
Instrument	127140

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	281 CHERRY AVE, WATERTOWN, CT 06795-2817
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025-114
Date	Aug 4, 2017
Book Page	2025/114

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	281 CHERRY AVE, WATERTOWN, CT 06795-2817
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2075-148
Date	Nov 14, 2018
Book Page	2075/148

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,910.00	$230,020 (+51.43%) Land $57,050 Building $172,970	$161,014 Land $39,935 Building $121,079
2024	$6,910.00 (+23.41%)
2023	$5,599.00 (+5.5%)	$151,900 (-) Land $56,100 Building $95,800
2022	$5,307.00	$151,900 Land $56,100 Building $95,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: Verizon.

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