Westmoreland County property record for 281 Charles Dr, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,337 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2018 Mortgage |
| APN | 54-07-05-0-038 |
| Primary APN | 54-07-05-0-038 |
|---|---|
| Alternative APN |
|
| Lot Area | 21,000 sqft (0.482 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Street Address | 281 CHARLES DR |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-1965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE LOTS 31 32 150 X 140 |
| Legal Subdivision | LARIMER HILLS |
| Legal Lot Number | 31 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 803200 |
Source: Westmoreland County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 CHARLES DR, IRWIN, PA 15642-1965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 281 CHARLES DR, NORTH HUNTINGDON, PA 15642-1965 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021383 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 202308220021383 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 281 CHARLES DR, NORTH HUNTINGDON, PA 15642-1965 |
| Document Number | 0000034933 |
| Instrument Date | Oct 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 281 CHARLES DR IRWIN PA 156421965, IRWIN, PA 15642-1965 |
| Document Number | 0000034933 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 34933 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 31, 2028 |
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,337.00 (+2.57%) | $45,320 (-) Land $9,720 Building $35,600 | |
| 2025 | $6,178.00 (+8.35%) | $45,320 (-) Land $9,720 Building $35,600 | |
| 2024 | $5,702.00 | $45,320 Land $9,720 Building $35,600 | |
| 1972 | $45,320 Land $9,720 Building $35,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1985–2018) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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