281 Chaplin Rd, Bloomfield, KY 40008 Property Records

Nelson County property record for 281 Chaplin Rd, Bloomfield, KY 40008 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,782 sqft · built 1975
Lot Size1.71 acres (74,488 sqft)
Owner2 Individual Names on File
Last Sale$106,500 (Feb 2022)
Tax Bill$2,086 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN73000-00-044

Property Details

APN / Parcel Number

Primary APN73000-00-044
Alternative APNs
  • 129464
  • 76190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft
Basement Area1,782 sqft
Finished Basement1,782 sqft
Unfinished Basement1,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area74,488 sqft (1.71 acres)
Garage Area992 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number129464
Street Address281 CHAPLIN RD
CityBLOOMFIELD
StateKY
Zip40008-7125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINDA ACRES SUB LT 2/PB6-45
Legal SubdivisionLINDA ACRES SUB
Legal Lot Number2
JurisdictionNELSON KY
Township / Civil DivisionBLOOMFIELD
Census Block Group2
Census Block2010
Census Tract930100

Owner

Source: Nelson County records · APN 73000-00-044

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address281 CHAPLIN RD, BLOOMFIELD, KY 40008-7125
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Prior SaleSep 18, 2014 · Amount on Record
Deed Document Number20221920
Deed Book / Page579 / 71
Last Transfer DateNov 06, 2024
Transfer Doc0000011345
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON KY
Property Address281 CHAPLIN RD, BLOOMFIELD, KY 40008-7125
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyBLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1263/180
DateJul 27, 2020
Book PageM1263/180
Instrument2020007700
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueAug 01, 2045

Tax Assessment & Valuation

Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBloomfield City
CountyNelson County
Unified School DistrictNelson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,086.00 (+31.19%) Homeowner's exemption$155,500 (-) Building $155,500$155,500 (-) Building $155,500
2023$1,590.00 Homeowner's exemption$155,500$155,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nelson County (21179C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211799301002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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