Hampden County and Springfield City property record for 281 Chapin Ter, #283, Springfield, MA 01104
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,484 sqft · built 1930 |
| Lot Size | 0.132 acres (5,737 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Sep 2001) |
| Tax Bill | $4,798 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:02640 P:0084 |
| Primary APN | SPRI S:02640 P:0084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,484 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,737 sqft (0.132 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 26400084 |
|---|---|
| Street Address | 281 CHAPIN TER, 283 |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01104-1818 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 800500 |
281 Chapin Ter, #283 is owned and occupied by an individual who bought it in September 2001.
Source: Hampden County and Springfield City records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 CHAPIN TER, 283, SPRINGFIELD, MA 01104-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Jun 29, 2018 | Deed of Trust, Mortgage UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2001 · Amount on File |
| Deed Sale | Sep 12, 2001 · Amount on File |
| Deed Book / Page | 11861 / 33 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 24, 2026 |
| Property Address | 281 CHAPIN TER, 283, SPRINGFIELD, MA 01104-1818 |
| Document Number | 0000028884 |
| Book / Page | 26386 / 515 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202628884 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 281 CHAPIN TER, 283, SPRINGFIELD, MA 01104-1818 |
| Document Number | 0000028884, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 26386/515 |
| Instrument | 202628884 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 281-283 CHAPIN TER, SPRINGFIELD, MA 01104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22242-361 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 22242/361 |
| Instrument | 36855 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 1, 2028 |
The 2025 property tax bill for 281 Chapin Ter, #283 was $4,798.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,798.00 | $306,000 Land $30,800 Building $275,200 |
| 2023 | $4,297.00 | $252,000 Land $28,000 Building $224,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 281 Chapin Ter, #283 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 281 Chapin Ter, #283 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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