281 Central Ave, Newark, OH 43055 Property Records

Licking County property record for 281 Central Ave, Newark, OH 43055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,486 sqft · built 1910
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on File
Last Sale	$123,567 (Feb 2018)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	May 2025 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-260358-00.000`

Property Details

APN / Parcel Number

Primary APN	`054-260358-00.000`
Alternative APN	`5426035800000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	862 sqft
Upper Floors Area	624 sqft
Basement Area	862 sqft
Finished Basement	862 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	281 CENTRAL AVE
City	NEWARK
State	OH
Zip	43055-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6923 WILKIN SMITH PLACE ADD
Legal Subdivision	HOOVER ST/SHIELDS ST/EAST OF HUDSON
Legal Lot Number	6923
Jurisdiction	LICKING OH
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2003
Census Tract	751300

Owner

281 Central Ave is owned and occupied by an individual who bought it in February 2018.

Source: Licking County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	281 CENTRAL AVE, NEWARK, OH 43055-5105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 26, 2018	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Prior Sale	Jul 2, 2004 · Amount on File
Deed Document Number	20183615
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	281 CENTRAL AVE, NEWARK, OH 43055-5105
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CENTRAL AVE, NEWARK, OH 43055-5105

Mortgage

Document Number	0000008517
Date	May 15, 2025
Instrument	202505150008517

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	274 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LICKING OH
Recording Date	Feb 26, 2018
Property Address	281 CENTRAL AVE, NEWARK, OH 43055-5105
Document Number	0000003615
Map Reference	MB 4 PG 114
Instrument Date	Feb 20, 2018
Instrument	201802260003615
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3490, LITTLE ROCK, AR 72203-3490
Mail Care Of	BANK OF ENGLAND

Mortgage

Document Number	0000003616
Date	Feb 26, 2018
Instrument	201802260003616

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000003617
Date	Feb 26, 2018
Instrument	201802260003617

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LICKING OH
Property Address	281 CENTRAL AVE, NEWARK, OH 43055-5105
Document Number	0000004458
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 NORTHTOWNE CT #G NEWARK OH 430553194, G, NEWARK, OH 43055-3194

Mortgage

Document Number	0000004458
Date	Mar 6, 2017
Instrument	4458

Lender

Name	FIRST FED'L S&L ASSN
Address	2 N 2ND ST, NEWARK, OH 43055-5610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 281 Central Ave was $1,669 with a homeowner's exemption.

Source: Licking County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Licking County
Municipality	Newark City
Unified School District	Newark City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00	$49,420 Land $10,640 Building $38,780
2023	$2,632.00 Homeowner's exemption	$49,420 Land $10,640 Building $38,780	$141,200 Land $30,400 Building $110,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 281 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK CITY PWS serves 49,934 people · EPA ID OH4502314
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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