281 Center Point Dr, Montezuma, IA 50171 Property Records

Poweshiek County property record for 281 Center Point Dr, Montezuma, IA 50171

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1998
Lot Size	0.224 acres (9,772 sqft)
Owner	Individual Name on File
Tax Bill	$2,310 (2025)
Deeds & Mortgages	May 2006 Mortgage Apr 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1877200`

Property Details

APN / Parcel Number

Primary APN	`1877200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	5 Rooms
Building Area	1,296 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,772 sqft (0.224 acres)
Lot Dimensions	142 ft deep x 154 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	405 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	281 CENTER POINT DR
City	MONTEZUMA
State	IA
Zip	50171-8405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE PONDEROSA UNIT 2 LOT 45
Legal Range	15W
Legal Township	78N
Legal Section	04
Legal Subdivision	LAKE PONDEROSA SUBDIVISION
Legal Lot Number	45
Jurisdiction	POWESHIEK IA
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	370200

Owner

281 Center Point Dr is owned and occupied by an individual who acquired it in July 2023.

Source: Poweshiek County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	281 CENTER POINT DR, MONTEZUMA, IA 50171-8405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2006	Deed of Trust, Mortgage F & M BANK
Apr 13, 2009	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB
Jul 17, 2023	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage GRINNELL STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2023
Transfer Doc	0000001663
Record Updated	Oct 29, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	281 CENTER POINT DR, MONTEZUMA, IA 50171-8405
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00777/0664
Date	May 9, 2006
Book Page	0777/0664
Instrument	01813

Lender

Name	F & M BANK
Type	Bank
Address	MARSHALLTOWN, IA 50158

Agreement

Amount	Amount on Record
Term	58 Months
Due	Mar 20, 2011

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	281 CENTER POINT DR, MONTEZUMA, IA 50171-8405
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00848/0278
Date	Apr 13, 2009
Book Page	0848/0278
Instrument	01068

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2024

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POWESHIEK IA
Recording Date	Jul 17, 2023
Property Address	281 CENTER POINT DR, MONTEZUMA, IA 50171-8405
Document Number	0202301663
Map Reference	MB E PG 75
Instrument Date	Jul 11, 2023
Instrument	2023-01663
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CENTER POINT DR, MONTEZUMA, IA 50171-8405

Mortgage

Document Number	0202301664
Date	Jul 17, 2023
Instrument	2023-01664

Lender

Name	GRINNELL STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 281 Center Point Dr was $2,310 with a homeowner's exemption, down 0.2% from the year before.

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Unified School District	Montezuma Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (-0.17%) Homeowner's exemption	$288,720 Land $96,510 Building $192,210	$288,720 Land $96,510 Building $192,210
2024	$2,314.00
2023		$270,650 (+32.63%) Land $91,690 Building $178,960	$270,650 Land $91,690 Building $178,960
2022	$2,306.00 (-0.77%) Homeowner's exemption	$204,060 Land $63,940 Building $140,120
2021	$2,324.00		$204,060 Land $63,940 Building $140,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Center Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Center Point Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 74% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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