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281 Carriage Way, Kyle, TX 78640 Property Records

Hays County property record for 281 Carriage Way, Kyle, TX 78640

Property Summary

Property TypeSingle Family Home
Details1,881 sqft · built 2004
Lot Size0.245 acres (10,673 sqft)
Owner2 Individual Names on File
Last Sale$148,800 (Feb 2014)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR109692

Property Details

APN / Parcel Number

Primary APNR109692
Alternative APN
  • 1165880000255002

Interior

Stories1 Story
Building Area1,881 sqft Living Area
Gross Area2,300 sqft
1st Floor Area1,881 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,673 sqft (0.245 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR109692
Street Address281 CARRIAGE WAY
CityKYLE
StateTX
Zip78640-5461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE ON THE CREEK SEC 3B, LOT 255
Legal SubdivisionPRAIRIE ON THE CREEK SEC 3B
Legal Block2
Legal Lot Number255
JurisdictionHAYS TX
Township / Civil DivisionKYLE-BUDA
Census Block Group2
Census Block2002
Census Tract10924

Owner

281 Carriage Way is owned and occupied by two individuals who bought it in February 2014.

Source: Hays County records, as of August 25, 2025

Owner of Record2 Individual Names on File
Mailing Address281 CARRIAGE WAY, KYLE, TX 78640-5461
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMCAP MORTGAGE LTD
Nov 18, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2014 · Amount on File
Deed SaleFeb 28, 2014 · Amount on File
Prior SaleJul 16, 2009 · Amount on File
Deed Document Number201414005039
Deed Book / Page4865 / 17
Prior Transfer DateSep 6, 2005
Prior Transfer Doc0000026869
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address281 CARRIAGE WAY, KYLE, TX 78640-5461
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyCTOT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057862
DateOct 21, 2021
Instrument21057862
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address281 CARRIAGE WAY, KYLE, TX 78640-5461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052625
DateNov 18, 2020
Instrument20052625
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
MunicipalityKyle City
Unified School DistrictHays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$317,580 Land $66,550 Building $251,030$317,580 Land $66,550 Building $251,030
2023$293,498 Land $84,960 Building $286,180$371,140 Land $84,960 Building $286,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Carriage Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Carriage Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KYLE
serves 52,000 people · EPA ID TX1050002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Astound Broadband, Hotwire Communications.

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