St. Johns County property record for 281 Carnation St, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,332 sqft · built 2016 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,200 (Dec 2016) |
| Tax Bill | $4,706 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 023671-0940 |
| Primary APN | 023671-0940 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,332 sqft Living Area |
| Gross Area | 4,002 sqft |
| 1st Floor Area | 1,526 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 283 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 281 CARNATION ST |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/54-61 HERITAGE OAKS AT ST JOHNS LOT 94 OR4300/643 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 07 |
| Legal Subdivision | HERITAGE OAKS AT ST JOHNS |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20811 |
281 Carnation St is owned and occupied by an individual who bought it in December 2016.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 CARNATION ST, SAINT JOHNS, FL 32259-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Feb 2, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on File |
| Deed Sale | Dec 13, 2016 · Amount on File |
| Deed Document Number | 201681386 |
| Deed Book / Page | 4300 / 643 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 281 CARNATION ST, SAINT JOHNS, FL 32259-2221 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 281 CARNATION ST, SAINT JOHNS, FL 32259-2221 |
| Document Number | 0053070552 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 5307/552 |
| Instrument | 2021073446 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 281 CARNATION ST, SAINT JOHNS, FL 32259-2221 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 281 CARNATION ST, SAINT JOHNS, FL 32259-2221 |
| Document Number | 0054841002 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 5484/1002 |
| Instrument | 2022012215 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 281 Carnation St was $4,706 with a homeowner's exemption, up 12.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,212 (+2.7%) | $459,137 (-7.3%) Land $90,000 Building $369,137 | |
| 2025 | $4,706.00 (+12.37%) Homeowner's exemption | $363,400 (+2.9%) | $495,297 (-7.04%) Land $100,000 Building $395,297 |
| 2024 | $4,188.00 (+2%) Homeowner's exemption | $353,158 (+3%) | $532,784 (-0.83%) Land $100,000 Building $432,784 |
| 2023 | $4,106.00 (+2.83%) Homeowner's exemption | $342,872 (+3%) | $537,246 (+12.05%) Land $100,000 Building $437,246 |
| 2022 | $3,993.00 Homeowner's exemption | $332,885 | $479,490 Land $89,600 Building $389,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Carnation St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Carnation St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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