281 Carmel Ct, Paradise, CA 95969 Property Records

Butte County property record for 281 Carmel Ct, Paradise, CA 95969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 2020
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$444,500 (Apr 2018)
Tax Bill	$5,352 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-250-137-000`

Property Details

APN / Parcel Number

Primary APN	`051-250-137-000`
Alternative APN	`051-250-137`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	2,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	051-250-137
Street Address	281 CARMEL CT
City	PARADISE
State	CA
Zip	95969-5771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1/2
Legal Description	NEAL RD
Legal Subdivision	PARCEL MAP
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	4
Census Block	4004
Census Tract	2200

Owner

281 Carmel Ct is owned and occupied by two individuals who bought it in April 2018.

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 CARMEL CT, PARADISE, CA 95969-5771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 14, 2020	Loan Modification, Mortgage FLAGSTAR BK
Apr 9, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Nov 2, 2016 · Amount on File
Deed Document Number	201811668
Prior Transfer Date	Feb 1, 2012
Prior Transfer Doc	0000004633
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	281 CARMEL CT, PARADISE, CA 95969-5771
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012502
Date	Mar 20, 2020
Instrument	2020-0012502

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	281 CARMEL CT, PARADISE, CA 95969-5771
Document Number	0000002456
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 CARMEL CT PARADISE CA 959695771, PARADISE, CA 95969-5771

Mortgage

Document Number	0000002456
Date	Jan 20, 2021
Instrument	2456

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Fixed Rate
Rate	2.73%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 9, 2018
Property Address	281 CARMEL CT, PARADISE, CA 95969-5771
Document Number	0000011668
Map Reference	MB119 PG20
Instrument Date	Mar 29, 2018
Instrument	2018-0011668
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCRWO CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 CARMEL CT, PARADISE, CA 95969-5771

Mortgage

Document Number	0000011669
Date	Apr 9, 2018
Instrument	2018-0011669

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 281 Carmel Ct was $5,352 with a homeowner's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Paradise Town
Unified School District	Paradise Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,874 (+2%) Land $127,661 Building $388,213
2025	$5,352.00 Homeowner's exemption	$505,759 Land $125,158 Building $380,601
2024			$433,350
2023	$5,263.00 (+1.96%) Homeowner's exemption	$486,122 Land $120,299 Building $365,823
2022	$5,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Carmel Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Carmel Ct is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARADISE IRRIGATION DISTRICT serves 9,114 people · EPA ID CA0410007
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks.

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