281 Carlotta Way, Oceanside, CA 92057 Property Records

San Diego County property record for 281 Carlotta Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,586 sqft · built 2000
Lot Size	0.71 acres (3,102 sqft)
Owner	Individual Name on Record
Last Sale	$484,000 (Apr 2017)
Tax Bill	$6,251 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-641-12-00`

Property Details

APN / Parcel Number

Primary APN	`158-641-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,102 sqft (0.71 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	281 CARLOTTA WAY
City	OCEANSIDE
State	CA
Zip	92057-7369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-9
Legal Description	LOT 98 TR 013375
Legal Subdivision	MISSION POINT
Legal Tract	013375
Legal Block	3
Legal Lot Number	98
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 CARLOTTA WAY, OCEANSIDE, CA 92057-7369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Apr 13, 2017	Grant Deed, Transfer · Conventional with PMI BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Jun 9, 2014 · Amount on Record
Deed Document Number	2017165450
Prior Transfer Date	Mar 19, 2015
Prior Transfer Doc	0000141242
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	281 CARLOTTA WAY, OCEANSIDE, CA 92057-7369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CARLOTTA WAY, OCEANSIDE, CA 92057-7369

Mortgage

Document Number	0000025149
Date	Jan 13, 2021
Instrument	2021-0025149

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	281 CARLOTTA WAY, OCEANSIDE, CA 92057-7369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CARLOTTA WAY, OCEANSIDE, CA 92057-7369

Mortgage

Document Number	0000025148
Date	Jan 13, 2021
Instrument	2021-0025148

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	281 CARLOTTA WAY, OCEANSIDE, CA 92057-7369
Document Number	0000350880
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CARLOTTA WAY OCEANSIDE CA 920577369, OCEANSIDE, CA 92057-7369

Mortgage

Document Number	0000350880
Date	Aug 27, 2018
Instrument	350880

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2028

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2017
Property Address	281 CARLOTTA WAY, OCEANSIDE, CA 92057-7369
Document Number	0000165450
Instrument Date	Mar 24, 2017
Instrument	165450
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CARLOTTA WAY OCEANSIDE CA 920577369, OCEANSIDE, CA 92057-7369

Mortgage

Document Number	165451
Date	Apr 13, 2017
Instrument	165451

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,949 (+2%) Land $332,628 Building $240,321
2025	$6,251.00 (+5.24%) Homeowner's exemption	$561,715 (+4.04%) Land $326,106 Building $235,609
2023	$5,940.00 (+1.56%) Homeowner's exemption	$539,905 Land $313,444 Building $226,461
2022	$5,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Carlotta Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures