Oakland County property record for 281 Candace Ct, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,131 sqft · built 1999 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,666 (Dec 2023) |
| Tax Bill | $8,826 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-16-226-030 |
| Primary APN | 88-20-16-226-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 3,131 sqft Living Area |
| 1st Floor Area | 1,778 sqft |
| Basement Area | 1,778 sqft |
| Unfinished Basement | 1,778 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 176 ft deep x 79 ft wide |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 41 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 281 CANDACE CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 16 CARLSON PARK SUB NO. 3 LOT 42 6-17-99 FR 200-032 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 16 |
| Legal Subdivision | CARLSON PARK SUB #3 |
| Legal Lot Number | 6,42 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 196900 |
281 Candace Ct is owned and occupied by two individuals who bought it in December 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Intrafamily Transfer, Transfer |
| Nov 17, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Prior Sale | Nov 7, 2017 · Amount on File |
| Deed Document Number | 2023137599 |
| Deed Book / Page | 59075 / 890 |
| Prior Transfer Date | Dec 7, 2023 |
| Prior Transfer Doc | 0000137599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 21, 2023 |
| Property Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Document Number | 0000137599 |
| Book / Page | 59075 / 890 |
| Map Reference | LB 269 PG 9-12 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 137599 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Document Number | 0000242452 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 55189/655 |
| Instrument | 242452 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | JCT |
| Name | Verified Name |
|---|
| Document Number | 0000096802 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 54230/75 |
| Instrument | 96802 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 7, 2017 |
| Property Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Document Number | 0000206181 |
| Book / Page | 51263 / 00713 |
| Map Reference | LB 269 PG 9-12 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 206181 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 CANDACE CT, 281, TROY, MI 48098-7100 |
| Name | Verified Name |
|---|---|
| Address | 281 CANDACE CT, TROY, MI 48098-7100 |
| Document Number | 0000206182 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 206182 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 281 Candace Ct was $8,826 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,826.00 | ||
| 2023 | $550,140 | ||
| 2022 | $9,541.00 | $275,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Candace Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Candace Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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