281 Cairo Rd, Oakland, CA 94603 Property Records

Alameda County property record for 281 Cairo Rd, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1943
Lot Size	0.095 acres (4,125 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`44-5064-20`

Property Details

APN / Parcel Number

Primary APN	`44-5064-20`
Alternative APN	`044-5064-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,125 sqft (0.095 acres)

Location & Zoning

Street Address	281 CAIRO RD
City	OAKLAND
State	CA
Zip	94603-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00258 BLK: TR: 0668
Legal Subdivision	TRACT 668
Legal Tract	0668
Legal Lot Number	258
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3041
Census Tract	409000

Owner

Source: Alameda County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	281 CAIRO RD, OAKLAND, CA 94603-1007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jun 24, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 24, 2026
Property Address	281 CAIRO RD, OAKLAND, CA 94603-1007
Document Number	0000082246
Instrument Date	May 15, 2026
Instrument	202682246
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	281 CAIRO RD, OAKLAND, CA 94603-1007
Investor	Possibly a Property Investor

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 24, 2026
Property Address	281 CAIRO RD, OAKLAND, CA 94603-1007
Document Number	0000082245
Instrument Date	May 15, 2026
Instrument	202682245
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CAIRO RD, OAKLAND, CA 94603-1007

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	281 CAIRO RD, OAKLAND, CA 94603-1007
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CAIRO RD, OAKLAND, CA 94603-1007

Mortgage

Document Number	0000157815
Date	Dec 10, 2025
Instrument	2025157815

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	281 CAIRO RD, OAKLAND, CA 94603-1007
Document Number	0000037943
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CAIRO RD OAKLAND CA 946031007, OAKLAND, CA 94603-1007

Mortgage

Document Number	0000037943
Date	Feb 23, 2018
Instrument	37943

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 22, 2028

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,847 (-0.93%) Land $43,166 Building $200,681
2025	$4,920.00 (+12.56%) Homeowner's exemption	$239,066 (+22.86%) Land $42,320 Building $196,746
2023	$4,371.00 Homeowner's exemption	$194,588 Land $40,676 Building $153,912	$445,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Feb 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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