281 Bus Centre Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 281 Bus Centre Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Commercial Office
Details	2 ba · 4,404 sqft · built 2004
Lot Size	0.306 acres (13,329 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Apr 2019)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42100-000-0120`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42100-000-0120`
Alternative APNs	`29-221-42100-000-0120` `1063120`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,404 sqft Gross Area
1st Floor Area	3,000 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Steel Frame/Truss
Roof Material	Other
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	150 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	281 BUSINESS CENTRE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-6984
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	RP
Legal Description	LOT 12 EMERALD COAST BUSINESS CENTER PB 17-98 OR 3102-355
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD COAST BUSINESS CENTER
Legal Block	1
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records · APN 29-2S-21-42100-000-0120

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	281 BUSINESS CENTRE DR, MIRAMAR BEACH, FL 32550-6984
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	201911001
Deed Book / Page	3102 / 355
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 10, 2019
Property Address	281 BUSINESS CENTRE DR, MIRAMAR BEACH, FL 32550-6984
Document Number	0031020355
Book / Page	003102 / 000355
Instrument Date	Apr 09, 2019
Instrument	11001
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	281 BUSINESS CENTRE DR MIRAMAR BEACH FL 325506984, MIRAMAR BEACH, FL 32550-6984

Mortgage

Document Number	31020359
Date	Apr 10, 2019
Book Page	003102/000359
Instrument	11003

Lender

Name	SMARTBANK
Type	Bank
Address	DESTIN, FL 32502

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,520.00 (+3.51%)	$618,635 (+9.42%) Land $173,290 Building $445,345	$618,635 (+9.42%) Land $173,290 Building $445,345
2024	$5,333.00 (+10.71%)
2023	$4,817.00 (+11.66%)	$565,353 (+18.13%) Land $111,972 Building $453,381	$565,353 (+18.13%) Land $111,972 Building $453,381
2022	$4,314.00	$478,576 Land $124,289 Building $354,287	$478,576 Land $124,289 Building $354,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Lumen Technologies, T-Mobile USA, Wildstar Networks.

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.