281 Bridge St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 281 Bridge St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,482 sqft · built 1928
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,100 (Jul 2019)
Tax Bill	$4,705 (2023)
Deeds & Mortgages	May 2021 Refinance Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:038 L:006`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:038 L:006`
Alternative APNs	`M:038 B:006` `2966`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	281 BRIDGE ST
City	WESTBROOK
State	ME
Zip	04092-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	6
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1000
Census Tract	2700

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 BRIDGE ST, WESTBROOK, ME 04092-3055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Jul 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Dec 18, 2018	Deed of Trust, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Feb 16, 2006 · Amount on Record
Deed Document Number	201934784
Deed Book / Page	35840 / 180
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	281 BRIDGE ST, WESTBROOK, ME 04092-3055
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381770138
Date	May 11, 2021
Book Page	38177/138
Instrument	33546

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Jul 29, 2019
Property Address	281 BRIDGE ST, WESTBROOK, ME 04092-3055
Document Number	0358400180
Book / Page	35840 / 180
Instrument Date	Jul 29, 2019
Instrument	34784
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 PEARL ST APT B, B, PORTLAND, ME 04101-6011

Mortgage

Document Number	0000034785
Date	Jul 29, 2019
Instrument	34785

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	281 BRIDGE ST, WESTBROOK, ME 04092-3055
Document Number	0353800335
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 BRIDGE ST WESTBROOK ME 040923055, WESTBROOK, ME 04092-3055

Mortgage

Document Number	0353800335
Date	Dec 28, 2018
Book Page	035380/000335
Instrument	65476

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2038

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,705.00 (+10.37%)	$282,100 (+19.79%) Land $84,400 Building $197,700
2022	$4,263.00	$235,500 Land $70,400 Building $165,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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