Allamakee County property record for 281 Bench St, Lansing, IA 52151
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,474 sqft · built 1888 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,086 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0829179013 |
| Primary APN | 0829179013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 448 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1899 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 90 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 88 sqft |
| Deck Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 281 BENCH ST |
|---|---|
| City | LANSING |
| State | IA |
| Zip | 52151-9697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 96' OF S 1/2 LOT 7 & 6 BLOCK 4 JAMES HANEY'S ADD'N |
| Legal Subdivision | JAMES HANEY'S ADD'N |
| Legal Block | 4 |
| Legal Lot Number | 6,7 |
| Jurisdiction | ALLAMAKEE IA |
| Township / Civil Division | LANSING |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 960100 |
281 Bench St is owned and occupied by an individual.
Source: Allamakee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 BENCH ST, LANSING, IA 52151-9697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLAMAKEE IA |
| Property Address | 281 BENCH ST, LANSING, IA 52151-9697 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20191358 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019 1358 |
| Name | KERNDT BROTHERS SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LANSING, IA 52151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 281 Bench St was $1,086 with exemptions applied.
Source: Allamakee County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Allamakee County |
| Municipality | Lansing City |
| Unified School District | Eastern Allamakee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,086.00 | $94,700 (+1.61%) Land $25,200 Building $69,500 | $94,700 (+1.61%) Land $25,200 Building $69,500 |
| 2025 | $1,086.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $93,200 Land $25,200 Building $68,000 | $93,200 Land $25,200 Building $68,000 |
| 2023 | $73,800 (+41.38%) Land $12,400 Building $61,400 | $73,800 Land $12,400 Building $61,400 | |
| 2022 | $802.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $52,200 Land $12,400 Building $39,800 | |
| 2021 | $52,200 Land $12,400 Building $39,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Bench St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective April 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Bench St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING WATER SUPPLY serves 983 people · EPA ID IA0345054 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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