Sumner County property record for 281 Bellsford Rd, Gallatin, TN 37066
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $1,319,950 (May 2026) |
| Tax Bill | $533 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 146M F 05600 |
| Primary APN | 146M F 05600 |
|---|---|
| Alternative APN |
|
| Terrain | Rolling |
|---|
| Street Address | 281 BELLSFORD RD |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-5162 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Subdivision | BELLSFORD PH1 FINAL PLAT |
| Legal Lot Number | 20 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21203 |
281 Bellsford Rd, residential vacant land, is owned by two individuals who bought it in May 2026.
Source: Sumner County records, as of May 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 BELLSFORD RD, 20, GALLATIN, TN 37066-5162 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Warranty Deed, Transfer · VA Mortgage LENDING HAND MORTGAGE |
| Mar 25, 2025 | Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on File |
| Deed Sale | May 4, 2026 · Amount on File |
| Deed Document Number | 20261549854 |
| Deed Book / Page | 6842 / 503 |
| Prior Transfer Date | Mar 7, 2025 |
| Prior Transfer Doc | 0065600409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | May 4, 2026 |
| Property Address | 281 BELLSFORD RD, GALLATIN, TN 37066-5162 |
| Document Number | 0001549854 |
| Book / Page | 6842 / 503 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.1549854 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | SIGNATURE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $493,265.82 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001549855, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026.1549855 |
| Name | LENDING HAND MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 25, 2025 |
| Property Address | 281 BELLSFORD RD, GALLATIN, TN 37066-5162 |
| Document Number | 0065600409 |
| Book / Page | 6560 / 409 |
| Instrument Date | Mar 7, 2025 |
| Instrument | 1509779 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1474, GALLATIN, TN 37066-1474 |
The 2025 property tax bill for 281 Bellsford Rd was $533.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Hendersonville City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $533.00 | $37,500 Land $37,500 | |
| 2024 | $150,000 Land $150,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 281 Bellsford Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 22 (2009–2022) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Bellsford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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