281 Beacon Rd, Pensacola, FL 32503 Property Records

Escambia County property record for 281 Beacon Rd, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,688 sqft · built 1957
Lot Size	0.323 acres (14,113 sqft)
Owner	2 Individual Names on File
Last Sale	$82,500 (Oct 1987)
Tax Bill	$1,400 (2024)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-1S-30-8300-012-089`

Property Details

APN / Parcel Number

Primary APN	`33-1S-30-8300-012-089`
Alternative APNs	`034087000` `34087000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,688 sqft Adjusted Area
1st Floor Area	2,651 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,113 sqft (0.323 acres)
Porch	Porch
Porch Area	149 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34087000
Old Parcel Number	034087000
Street Address	281 BEACON RD
City	PENSACOLA
State	FL
Zip	32503-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AAAA
Legal Description	LT 12 BLK 89 CORDOVA PARK UNIT NO 4 PB 3 P 100 OR 2469 P 494 SEC 33/17 T 1S R 30/29 SHEET E
Legal Range	30W
Legal Township	01S
Legal Section	33
Legal Subdivision	CORDOVA PARK
Legal Block	89
Legal Lot Number	12
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	4
Census Block	4017
Census Tract	1001

Owner

281 Beacon Rd is owned and occupied by two individuals who bought it in October 1987.

Source: Escambia County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	281 BEACON RD, PENSACOLA, FL 32503-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1987 · Amount on File
Deed Sale	Oct 1, 1987 · Amount on File
Deed Document Number	0002469494
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	281 BEACON RD, PENSACOLA, FL 32503-3305
Document Number	0082850140
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 BEACON RD PENSACOLA FL 325033305, PENSACOLA, FL 32503-3305

Mortgage

Document Number	0082850140
Date	Apr 24, 2020
Book Page	008285/000140
Instrument	33379

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,557	$364,168 Land $70,000 Building $294,168
2024	$1,400.00 (+6.87%)
2023	$1,310.00 (+3.48%) Homeowner's exemption	$112,804 (+3%)	$344,319 (+8.47%) Land $65,000 Building $279,319
2022	$1,266.00 Homeowner's exemption	$109,519	$317,439 Land $65,000 Building $252,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Beacon Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	21 (1979–2020)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 5 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Beacon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20