281 Bannock Dr, Maineville, OH 45039 Property Records

Warren County property record for 281 Bannock Dr, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 2003
Lot Size	0.132 acres (5,759 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jun 2016)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-463-032-0`

Property Details

APN / Parcel Number

Primary APN	`16-05-463-032-0`
Alternative APNs	`1605463032` `2634457`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,100 sqft Living Area
2nd Floor Area	804 sqft

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	5,759 sqft (0.132 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2634457
Old Parcel Number	1605463032
Street Address	281 BANNOCK DR
City	MAINEVILLE
State	OH
Zip	45039-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESRVS.INDIAN LAKE 1 #25
Legal Subdivision	RESRVS.INDIAN LAKE 1
Legal Block	463
Legal Lot Number	25
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1032
Census Tract	32203

Owner

281 Bannock Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 BANNOCK DR, MAINEVILLE, OH 45039-5056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG
Oct 5, 2020	Warranty Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2016 · Amount on File
Deed Sale	Jun 29, 2016 · Amount on File
Prior Sale	Jun 29, 2016 · Amount on File
Deed Document Number	0000018139
Last Transfer Date	Oct 5, 2020
Transfer Doc	0000039173
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	281 BANNOCK DR, MAINEVILLE, OH 45039-5056
Document Number	0000000825
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 BANNOCK DR MAINEVILLE OH 450395056, MAINEVILLE, OH 45039-5056

Mortgage

Document Number	0000000825
Date	Jan 6, 2021
Instrument	825

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 5, 2020
Property Address	281 BANNOCK DR, MAINEVILLE, OH 45039-5056
Document Number	0000039173
Instrument Date	Sep 14, 2020
Instrument	39173
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	AMERICAN HOMELAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 BANNOCK DR MAINEVILLE OH 450395056, MAINEVILLE, OH 45039-5056

Mortgage

Document Number	39174
Date	Oct 5, 2020
Instrument	39174

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 281 Bannock Dr was $4,725.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,725.00	$106,110 Land $24,500 Building $81,610	$303,170 Land $70,000 Building $233,170
2023	$4,360.00 (+1.96%) Homeowner's exemption	$87,332 (-) Land $15,068 Building $72,264
2022	$4,276.00 Homeowner's exemption	$87,332 Land $15,068 Building $72,265	$249,520 (-) Land $43,050 Building $206,470
2021			$249,520 Land $43,050 Building $206,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 281 Bannock Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Bannock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Bannock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures