Ballard County property record for 281 Ballard Rd, Wickliffe, KY 42087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,292 sqft · built 1957 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,240 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 69-11 |
| Primary APN | 69-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Exterior Material | Masonite |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Street Address | 281 BALLARD RD |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950300 |
281 Ballard Rd is owned and occupied by two individuals.
Source: Ballard County records, as of November 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 BALLARD RD, WICKLIFFE, KY 42087-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000133184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | May 25, 2023 |
| Property Address | 281 BALLARD RD, WICKLIFFE, KY 42087-9533 |
| Document Number | 000133/184 |
| Book / Page | 133 / 184 |
| Instrument Date | May 18, 2023 |
| Instrument | 525628 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4360 BLANDVILLE RD, WICKLIFFE, KY 42087-9689 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 281 BALLARD RD, WICKLIFFE, KY 42087-9533 |
| Document Number | 000129/342 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 129/342 |
| Instrument | 525629 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 281 Ballard Rd was $1,240.
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,240.00 | $122,500 | $122,500 |
| 2023 | $1,030.00 Additional exemption filed | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Ballard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Ballard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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