Lorain County property record for 281 Ashland Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,754 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2020) |
| Tax Bill | $4,158.00 (2025) |
| Primary APN | 10-00-005-101-552 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,754 sqft Living Area |
| 1st Floor | 870 sqft 1st Floor |
| 2nd Floor | 884 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 132 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Patio Area | 120 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 281 ASHLAND AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS 80 X 131.75 |
| Legal Subdivision | UNIVERSITY OAKS SUBDIVISION NO 2 |
| Legal Block | 101 |
| Legal Lot Number | 68&69 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-552
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 ASHLAND AVE, ELYRIA, OH 44035-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FIFTH THIRD BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on Record |
| Deed Sale | Apr 29, 2020 · Amount on Record |
| Prior Sale | Aug 08, 2013 · Amount on Record |
| Deed Doc Number | 2020002179 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 281 ASHLAND AVE, ELYRIA, OH 44035-8813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 281 ASHLAND AVE, ELYRIA, OH 44035-8813 |
| Document Number | 0000884400 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-0884400 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | May 10, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 29, 2020 |
| Property Address | 281 ASHLAND AVE, ELYRIA, OH 44035-8813 |
| Document Number | 0000758200 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 758200 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 ASHLAND AVE ELYRIA OH 440358813, ELYRIA, OH 44035-8813 |
| Document Number | 758275 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 758275 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,158.00 | $88,200 (%) Land $15,960 Building $72,240 | $252,010 (-) Land $45,600 Building $206,410 |
| 2024 | $4,158.00 (+14.58%) | $88,204 (+32.53%) Land $15,960 Building $72,244 | $252,010 (+32.53%) Land $45,600 Building $206,410 |
| 2023 | $3,629.00 (+6.77%) | $66,553 (+6.35%) Land $13,636 Building $52,917 | $190,150 (+6.35%) Land $38,960 Building $151,190 |
| 2022 | $3,399.00 | $62,580 Land $13,640 Building $48,940 | |
| 2021 | $178,800 Land $38,960 Building $139,840 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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