Hoke County property record for 281 Apple Tree Cir, Raeford, NC 28376
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,522 sqft · built 2011 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Dec 2025) |
| Tax Bill | $1,290 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 694240701108 |
| Primary APN | 694240701108 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 1,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 120 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 255604 |
|---|---|
| Street Address | 281 APPLE TREE CIR |
| City | RAEFORD |
| State | NC |
| Zip | 28376-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 APPLE TREE 4-9/7 |
| Legal Subdivision | APPLE TREE CT |
| Jurisdiction | HOKE NC |
| Township / Civil Division | RAEFORD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970300 |
281 Apple Tree Cir is owned and occupied by two individuals who bought it in December 2025.
Source: Hoke County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 APPLE TREE CIR, RAEFORD, NC 28376-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 30, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 27, 2018 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 22, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on File |
| Deed Sale | Dec 30, 2025 · Amount on File |
| Prior Sale | Jul 27, 2018 · Amount on File |
| Deed Document Number | 20259730 |
| Deed Book / Page | 1635 / 79 |
| Prior Transfer Date | Jun 22, 2018 |
| Prior Transfer Doc | 01233/0672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 281 APPLE TREE CIR, RAEFORD, NC 28376-2420 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001323/520 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 1323/520 |
| Instrument | 5574 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Dec 30, 2025 |
| Property Address | 281 APPLE TREE CIR, RAEFORD, NC 28376-2420 |
| Document Number | 0001635/79 |
| Book / Page | 1635 / 79 |
| Map Reference | CAB 4 SL 4-9 MAP 007 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 9730 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1003 NATHAN RIDGE RD, CLERMONT, FL 34715-0037 |
| Name | Verified Name |
|---|---|
| Address | 281 APPLE TREE CIR, RAEFORD, NC 28376-2420 |
| Document Number | 0000009731 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 9731 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Jul 27, 2018 |
| Property Address | 281 APPLE TREE CIR, RAEFORD, NC 28376-2420 |
| Document Number | 01237/0214 |
| Book / Page | 1237 / 0214 |
| Map Reference | CAB 4 SL 4-9 MAP 7 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 04308 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5120 TROPHY CT, 5120, FAYETTEVILLE, NC 28314-6117 |
| Name | Verified Name |
|---|---|
| Address | 281 APPLE TREE CIR, RAEFORD, NC 28376-2420 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004309 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 04309 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Jun 22, 2018 |
| Property Address | 281 APPLE TREE CIR, RAEFORD, NC 28376-2420 |
| Document Number | 01233/0672 |
| Book / Page | 1233 / 0672 |
| Map Reference | CAB 4 SL 4-9 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 03588 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 APPLE TREE CIR, RAEFORD, NC 28376-2420 |
The 2026 property tax bill for 281 Apple Tree Cir was $1,290.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Municipality | Raeford City |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,290.00 | $176,720 (-) Land $25,000 Building $151,720 | $176,720 (-) Land $25,000 Building $151,720 |
| 2025 | $1,290.00 | $176,720 Land $25,000 Building $151,720 | $176,720 Land $25,000 Building $151,720 |
| 2023 | $176,720 Land $25,000 Building $151,720 | $176,720 (-) Land $25,000 Building $151,720 | |
| 2022 | $1,290.00 | $176,720 Land $25,000 Building $151,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Apple Tree Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Apple Tree Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RAEFORD serves 6,718 people · EPA ID NC0347010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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