Jackson County property record for 281 Amherst St, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,934 sqft · built 2006 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,925 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 455-13-15-228-015-00 |
| Primary APN | 455-13-15-228-015-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| 1st Floor Area | 967 sqft |
| Basement Area | 967 sqft |
| Unfinished Basement | 967 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 132 ft deep x 82 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 281 AMHERST ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | LOT 15 SHIR-DON SUBDIVISION |
| Legal Subdivision | SHIR-DON SUBDIVISION |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 5000 |
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 AMHERST ST, JACKSON, MI 49203-5028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 27, 2016 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Jan 26, 2024 |
| Property Address | 281 AMHERST ST, JACKSON, MI 49203-5028 |
| Document Number | 0002952036 |
| Book / Page | 2240 / 845 |
| Map Reference | LB 18 PG 42 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2952036 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,841.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 AMHERST ST, JACKSON, MI 49203-5028 |
| Name | Verified Name |
|---|---|
| Address | 10625 CHURCHILL RD, RIVES JUNCTION, MI 49277-9757 |
| Document Number | 0002952037 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2952037 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Jan 20, 2022 |
| Property Address | 281 AMHERST ST, JACKSON, MI 49203-5028 |
| Document Number | 0002904498 |
| Book / Page | 2204 / 108 |
| Map Reference | LB 18 PG 42 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2904498 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 AMHERST ST, 281, JACKSON, MI 49203-5028 |
| Name | Verified Name |
|---|---|
| Address | 1170 KNOLLWOOD AVE, JACKSON, MI 49203-3430 |
| Document Number | 0022040109 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2204-0109 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 281 AMHERST ST, JACKSON, MI 49203-5028 |
| Document Number | 0002757421 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 281 AMHERST ST |
| Document Number | 0002757421 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 002090/001233 |
| Instrument | 2757421 |
| Name | AMERIFIRST FINANCIAL CORP AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,300 (+5.12%) | $262,600 (+5.12%) | |
| 2025 | $2,925.00 (-34.11%) | $124,900 (+11.52%) | $249,800 (+11.52%) |
| 2024 | $4,439.00 (+82.22%) | ||
| 2023 | $112,000 | $224,000 | |
| 2020 | $2,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON serves 33,165 people · EPA ID MI0003470 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2020 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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