281 Ambrose St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 281 Ambrose St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 2008
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 2015)
Tax Bill	$5,460 (2026)
Deeds & Mortgages	Apr 2022 Refinance Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00390 P:0071`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00390 P:0071`
Alternative APN	`3900071`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	704 sqft
Game Room	Game Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3900071
Street Address	281 AMBROSE ST
City	SPRINGFIELD
State	MA
Zip	01109-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4001
Census Tract	801501

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2015 · Amount on Record
Deed Sale	Mar 6, 2015 · Amount on Record
Deed Book / Page	20617 / 493
Last Transfer Date	Apr 12, 2022
Transfer Doc	024506-557
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 20, 2022
Property Address	281 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Document Number	024506-557
Book / Page	24506 / 557
Instrument Date	Apr 12, 2022
Instrument	23684
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 AMBROSE ST, SPRINGFIELD, MA 01109-1855

Mortgage

Document Number	0000023685
Date	Apr 20, 2022
Instrument	23685

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	281 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23444-122
Date	Sep 28, 2020
Book Page	23444/122
Instrument	55190

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	281 AMBROSE ST, SPRINGFIELD, MA 01109-1855
Document Number	21849-287
Book / Page	021849 / 000287
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21849-287
Date	Sep 8, 2017
Book Page	021849/000287
Instrument	52710

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 7, 2037

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,460.00 (+1.43%)	$353,200 (+2.88%) Land $43,000 Building $310,200	$376,324 (+10.68%)
2025	$5,383.00 (+18.13%)	$343,300 (+28.43%) Land $39,000 Building $304,300	$340,005 (+16.05%)
2024			$292,980
2023	$4,557.00	$267,300 Land $29,500 Building $237,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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