Collin County property record for 281 Amberly Ln, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5 ba · 5,682 sqft · built 2021 |
| Lot Size | 0.525 acres (22,877 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,047,375 (Oct 2022) |
| Tax Bill | $17,925 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2023 Construction Loan + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-12193-00T-0110-1 |
| Primary APN | R-12193-00T-0110-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,682 sqft Living Area |
| Gross Area | 6,843 sqft |
| 1st Floor Area | 3,978 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 22,877 sqft (0.525 acres) |
| Garage Type | Attached |
| Garage Area | 935 sqft |
| Porch | Covered Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 281 AMBERLY LN |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TANNERS MILL PHASE 1D, BLK T, LOT 11 |
| Legal Subdivision | TANNERS MILL PHASE 1D (CPR) |
| Legal Block | T |
| Legal Lot Number | 11 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30304 |
Source: Collin County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS |
| Jan 24, 2023 | Deed of Trust, Mortgage · Construction Mortgage FROST BANK |
| Jun 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF TEXAS |
| Feb 26, 2026 | Intrafamily Transfer, Transfer |
| Jul 2, 2024 | Intrafamily Transfer, Transfer SENDERA TITLE |
| May 15, 2024 | Intrafamily Transfer, Transfer SENDERA TITLE |
| Sep 26, 2023 | Vendor's Lien, Transfer · Seller Carry-Back IMAAD SAGHIR GHOURI |
| Oct 12, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Deed Document Number | 2022151976 |
| Last Transfer Date | Jun 27, 2024 |
| Transfer Doc | 0000079891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026000041207 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026000041207 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | ALLEN, TX 75013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 5, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Number | 0000007372 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 20230124000007372 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Number | 2024000073499 |
|---|---|
| Date | Jun 18, 2024 |
| Instrument | 2024000073499 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | ALLEN, TX 75013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Feb 26, 2026 |
| Property Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Number | 2026000024608 |
| Map Reference | VOL 2020 PG 586 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026000024608 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 2, 2024 |
| Property Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Number | 2024000079891 |
| Map Reference | VOL 2020 PG 586 |
| Instrument Date | Jun 27, 2024 |
| Instrument | 2024000079891 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | May 15, 2024 |
| Property Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Number | 2024000058067 |
| Map Reference | VOL 2020 PG 586 |
| Instrument Date | May 14, 2024 |
| Instrument | 2024000058067 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Sep 26, 2023 |
| Property Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Number | 2023000110878 |
| Map Reference | VOL 2020 PG 586 |
| Instrument Date | Sep 2, 2023 |
| Instrument | 2023000110878 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Date | Sep 26, 2023 |
|---|
| Name | IMAAD SAGHIR GHOURI |
|---|---|
| Type | Private Party |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Oct 12, 2022 |
| Property Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Document Number | 0000151976 |
| Map Reference | VOL 2020 PG 586 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 20221012000151976 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854 |
| Name | Verified Name |
|---|---|
| Address | 281 AMBERLY LN, PROSPER, TX 75078-4006 |
| Investor | Possibly a Property Investor |
| Document Number | 0000151977 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 20221012000151977 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 11.7% |
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,925.00 (-3.52%) Homeowner's exemption | $1,096,415 (+4.42%) Land $287,500 Building $808,915 | $1,096,415 (+4.42%) Land $287,500 Building $808,915 |
| 2024 | $18,579.00 (+207.5%) | ||
| 2023 | $1,050,000 Land $273,000 Building $777,000 | $1,050,000 Land $273,000 Building $777,000 | |
| 2022 | $6,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grayson Collin Communications Fiber | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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