281 Adams St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 281 Adams St, Woonsocket, RI 02895

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,668 sqft · built 1914
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$2,502 (Oct 2025)
Tax Bill$4,377 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN838778

Property Details

APN / Parcel Number

Primary APN838778
Alternative APN
  • WOON M:35J L:32 U:12

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories3 Stories
Building Area1,668 sqft Living Area
Gross Area4,014 sqft
1st Floor Area667 sqft
Basement Area667 sqft
Unfinished Basement667 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number838778
Street Address281 ADAMS ST
CityWOONSOCKET
StateRI
Zip02895-1405
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR4
Legal Lot Number32
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2010
Census Tract18100

Owner

Source: Woonsocket City records · APN 838778

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address17 FOREST ST, COVENTRY, RI 02816-5611
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ZILLOW HOME LOANS LLC
Oct 27, 2025Public Action, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2025 · Amount on Record
Deed SaleOct 27, 2025 · Amount on Record
Prior SaleJul 08, 2016 · Amount on Record
Deed Book / Page2988 / 5
Transfer Doc1906000206
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address281 ADAMS ST, WOONSOCKET, RI 02895-1405
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002634-129
DateJun 21, 2021
Book Page2634/129
Instrument215057
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJul 01, 2046

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address281 ADAMS ST, WOONSOCKET, RI 02895-1405
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002702-339
DateJan 28, 2022
Book Page2702/339
Instrument219845
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2025: Public Action, Foreclosure

Document TypePublic Action
JurisdictionWOONSOCKET RI
Recording DateOct 27, 2025
Property Address281 ADAMS ST, WOONSOCKET, RI 02895-1405
Document Number00002988-5
Book / Page2988 / 5
Instrument DateOct 27, 2025
Instrument240526
Transaction TypeForeclosure
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 FOREST ST, COVENTRY, RI 02816-5611

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,377.00 (+1.96%)$389,800 (+26.93%) Land $89,500 Building $300,300
2023$4,293.00$307,100 (-) Land $91,100 Building $216,000
2022$4,293.00$307,100 Land $91,100 Building $216,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies45 units insured
incl. 45 condo units

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: Xfinity.

Based on FCC filings for 528 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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