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281 7th St, Biloxi, MS 39530 Property Records

Harrison County property record for 281 7th St, Biloxi, MS 39530

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,743 sqft · built 1987
Lot Size0.178 acres (7,752 sqft)
Owner2 Individual Names on Record
Tax Bill$2,458 (2025)
Deeds & MortgagesOct 2017 Mortgage
Sep 2017 Transfer
Flood ZoneZone AE (high risk)
APN1410H-01-041.000

Property Details

APN / Parcel Number

Primary APN1410H-01-041.000
Alternative APN
  • 007343

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,743 sqft Adjusted Area
1st Floor Area1,890 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,752 sqft (0.178 acres)
Lot Dimensions60 ft deep x 65 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address281 7TH ST
CityBILOXI
StateMS
Zip39530-2704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 50 FT OF LOT 7 & N 60 FT LOT 8 BLK 27 SUMMERVILLE
Legal Range09W
Legal Township07S
Legal Section34
Legal SubdivisionSUMMERVILLE BLKS 16 & UP
Legal Block27
Legal Lot Number7-8
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group4
Census Block4005
Census Tract4000

Owner

Source: Harrison County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address15334 CAMELOT DR, DIBERVILLE, MS 39540-9505
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2017Deed of Trust, Mortgage · FHA Mortgage
DSLD MORTGAGE
Sep 8, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 15, 2024
Transfer Doc0000004179
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address281 7TH ST, BILOXI, MS 39530-2704
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170002979TJ2
DateOct 5, 2017
Instrument2017-0002979-T-J2
Lender
NameDSLD MORTGAGE
TypeMortgage Company
AddressBATON ROUGE, LA 70816
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeFixed Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRISON MS
Recording DateSep 8, 2017
Property Address281 7TH ST, BILOXI, MS 39530-2704
Document Number20170002233DJ2
Map ReferencePL 1 PG 11
Instrument DateSep 8, 2017
Instrument2017-0002233-D-J2
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address281 7TH ST, 281, BILOXI, MS 39530-2704

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 7TH ST, BILOXI, MS 39530-2704
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,458.00 (+100.33%)$22,000 (+59.52%)$146,668 (+6.35%) Land $18,193 Building $128,475
2024$1,227.00 (+1.15%)
2023$1,213.00 Homeowner's exemption Disabled Person's exemption$13,791$137,909 Land $18,193 Building $119,716
2022$1,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims5 (2005–2020)
Most Recent ClaimOct 2020 · Hurricane Zeta
Claims by Event
  • Hurricane Zeta, Oct 2020 · 3 claims
  • Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
C Spire Wireless
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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